1540 Osprey Ave, Williamston, MI 48895 Property Records

Ingham County property record for 1540 Osprey Ave, Williamston, MI 48895

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,627 sqft · built 2003
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on Record
Last Sale	$668,500 (Jan 2022)
Tax Bill	$20,279 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-03-03-26-300-016`

Property Details

APN / Parcel Number

Primary APN	`33-03-03-26-300-016`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,627 sqft Living Area
1st Floor Area	2,264 sqft
Basement Area	2,264 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	131,116 sqft (3.01 acres)
Garage Area	1,293 sqft
Porch	Slab
Balcony Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1540 OSPREY AVE
City	WILLIAMSTON
State	MI
Zip	48895-8301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 10 WILLIAMSTOWN ESTATES PT SEC 26 & 27 T4NR1E 3.01 AC
Legal Subdivision	WILLIAMSTOWN ESTATES
Legal Lot Number	10
Legal Unit	10
Jurisdiction	INGHAM MI
Township / Civil Division	WILLIAMSTOWN
Census Block Group	1
Census Block	1008
Census Tract	5800

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1540 OSPREY AVE, WILLIAMSTON, MI 48895-8301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 25, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Prior Sale	Feb 23, 2012 · Amount on Record
Deed Document Number	20223215
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Recording Date	Sep 17, 2026
Property Address	1540 OSPREY AVE, WILLIAMSTON, MI 48895-8301
Document Number	0000025151
Instrument Date	Sep 11, 2026
Instrument	202625151
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 OSPREY AVE, WILLIAMSTON, MI 48895-8301

Mortgage

Document Number	0000025151,
Date	Sep 17, 2026
Instrument	202625151

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2056

Interest

Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Jan 25, 2022
Property Address	1540 OSPREY AVE, WILLIAMSTON, MI 48895-8301
Document Number	0000003215
Map Reference	LB 52 PG 36-41
Instrument Date	Jan 18, 2022
Instrument	2022-003215
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,013.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5272 BENT RIVER BLVD, 5272, KNOXVILLE, TN 37919-9350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4066 LEAVIEW RD, HOLT, MI 48842-1743

Mortgage

Document Number	0000003216
Date	Jan 25, 2022
Instrument	2022-003216

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Williamstown Township
Unified School District	Williamston Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,600 Land $35,100 Building $495,500	$1,061,200 (+10.15%) Land $70,200 Building $991,000
2025	$20,279.00 (+83.16%) Homeowner's exemption
2024			$963,400 (+9.75%) Land $74,200 Building $889,200
2023		$438,900 Land $37,100 Building $401,800	$877,800 Land $74,200 Building $803,600
2019	$11,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1985–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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