1540 Old Stover Rd, Monroe, TN 38573 Property Records

Overton County property record for 1540 Old Stover Rd, Monroe, TN 38573

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1959
Lot Size	0.952 acres (41,498 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (May 2024)
Tax Bill	$356 (2025)
Deeds & Mortgages	May 2024 Sale & Construction Loan Jan 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`067007 02400`

Property Details

APN / Parcel Number

Primary APN	`067007 02400`
Alternative APN	`007 02400`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	41,498 sqft (0.952 acres)
Terrain	Rolling
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1540 OLD STOVER RD
City	MONROE
State	TN
Zip	38573-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: R02
Legal Subdivision	TAYLORS CROSSROADS
Jurisdiction	OVERTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1025
Census Tract	950200

Owner

1540 Old Stover Rd is owned by two individuals who bought it in May 2024.

Source: Overton County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	201 E MAIN ST, LIVINGSTON, TN 38570-1903
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Warranty Deed, Construction Loan · Construction Mortgage UNION BANK & TRUST CO
Jan 13, 2021	Warranty Deed, Transfer · Line of Credit ONE BK/TENNESSEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2024 · Amount on File
Deed Sale	May 10, 2024 · Amount on File
Prior Sale	Jan 13, 2021 · Amount on File
Deed Document Number	202485136
Deed Book / Page	309 / 901
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OVERTON TN
Recording Date	May 10, 2024
Property Address	1540 OLD STOVER RD, MONROE, TN 38573-5019
Document Number	0003090901
Book / Page	309 / 901
Instrument Date	May 10, 2024
Instrument	85136
Transaction Type	Construction Loan
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 E MAIN ST, LIVINGSTON, TN 38570-1903

Mortgage

Document Number	0000085137
Date	May 10, 2024
Instrument	85137

Lender

Name	UNION BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OVERTON TN
Recording Date	Jan 13, 2021
Property Address	1540 OLD STOVER RD, MONROE, TN 38573-5019
Document Number	0002390513
Book / Page	000239 / 000513
Instrument Date	Jan 5, 2021
Instrument	67395
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	POINTER TITLE SERVICES INC, POINTER TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 OLD STOVER RD MONROE TN 385735019, MONROE, TN 38573-5019

Mortgage

Document Number	2390515
Date	Jan 13, 2021
Book Page	000239/000515
Instrument	67396

Lender

Name	ONE BK/TENNESSEE
Address	LIVINGSTON, TN 38570

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1540 Old Stover Rd was $356, up 50.8% from the year before.

Source: Overton County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Overton County
Unified School District	Overton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$356.00 (+50.85%)	$26,650 (+153.81%) Land $2,875 Building $23,775	$106,600 Land $11,500 Building $95,100
2024	$236.00 (+14.56%)	$10,500 (-) Land $1,750 Building $8,750
2023	$206.00	$10,500 (-) Land $1,750 Building $8,750
2022	$206.00	$10,500 Land $1,750 Building $8,750	$42,000 Land $7,000 Building $35,000
2020			$42,000 Land $7,000 Building $35,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1540 Old Stover Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1540 Old Stover Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH OVERTON UTILITY DISTRICT serves 4,729 people · EPA ID TN0000013
Water Source	Purchased surface water from LIVINGSTON WATER DEPARTMENT
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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