Rutherford County property record for 1540 Oak Dr, Murfreesboro, TN 37128
| Property Type | Single Family Home |
|---|---|
| Details | 2,850 sqft · built 2017 |
| Lot Size | 0.21 acres (9,152 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,990 (Mar 2017) |
| Tax Bill | $2,057 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 115D-A-009.00-000 |
| Primary APN | 115D-A-009.00-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|---|
| Building Area | 2,850 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 9,152 sqft (0.21 acres) |
| Lot Dimensions | 114 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | R0112571 |
|---|---|
| Street Address | 1540 OAK DR |
| City | MURFREESBORO |
| State | TN |
| Zip | 37128-5571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MUIRWOOD SEC 4 |
| Legal Lot Number | 169 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 40907 |
1540 Oak Dr is owned and occupied by two individuals who bought it in March 2017.
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1540 OAK DR, MURFREESBORO, TN 37128-5571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Line of Credit VOLUNTEER STATE BANK |
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG |
| Mar 23, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI NFM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2017 · Amount on File |
| Deed Sale | Mar 23, 2017 · Amount on File |
| Prior Sale | Nov 23, 2016 · Amount on File |
| Deed Document Number | 20172075202 |
| Deed Book / Page | 1557 / 1697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 1540 OAK DR, MURFREESBORO, TN 37128-5571 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20723233 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 2072/3233 |
| Instrument | 2357388 |
| Name | VOLUNTEER STATE BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 13, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 1540 OAK DR, MURFREESBORO, TN 37128-5571 |
| Document Number | RB20003889 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1540 OAK DR MURFREESBORO TN 371285571, MURFREESBORO, TN 37128-5571 |
| Document Number | RB20003889 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 002000/003889 |
| Instrument | 2322890 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 1, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Mar 23, 2017 |
| Property Address | 1540 OAK DR, MURFREESBORO, TN 37128-5571 |
| Document Number | RB15571697 |
| Book / Page | 001557 / 001697 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 2075202 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,257.78 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1540 OAK DR MURFREESBORO TN 37128, MURFREESBORO, TN 37128 |
| Document Number | RB15571700 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 001557/001700 |
| Instrument | 2075203 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2047 |
The 2025 property tax bill for 1540 Oak Dr was $2,057.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,250 (+27.94%) Land $33,750 Building $106,500 | $561,000 Land $135,000 Building $426,000 | |
| 2025 | $2,057.00 | $109,625 Land $13,750 Building $95,875 | |
| 2023 | $2,057.00 | $109,625 Land $13,750 Building $95,875 | $438,500 (-) Land $55,000 Building $383,500 |
| 2022 | $438,500 Land $55,000 Building $383,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1540 Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1540 Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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