Scotts Bluff County property record for 1540 O St, Gering, NE 69341
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 756 sqft · built 1919 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $172,000 (May 2026) |
| Tax Bill | $2,449 (2025) |
| Deeds & Mortgages | Jul 2006 Mortgage May 2026 Sale & Mortgage + 2 more |
| APN | 1943-02-0-01059-003-0020 |
| Primary APN | 1943-02-0-01059-003-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 756 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Basement Area | 756 sqft |
| Finished Basement | 756 sqft |
| Unfinished Basement | 756 sqft |
| Game Room | Game Room |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Bungalow |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 5,250 sqft (0.121 acres) |
| Lot Dimensions | 140 ft deep x 38 ft wide |
| Garage Type | Detached |
| Garage Area | 162 sqft |
| Porch | Slab |
| Porch Area | 50 sqft |
| Patio Area | 258 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 1540 O ST |
|---|---|
| City | GERING |
| State | NE |
| Zip | 69341-2745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAM |
| Legal Description | E1/2 LT 8, W 12 1/2' LT 9, BLK 3, WEST LAWN ADD |
| Legal Range | 55W |
| Legal Township | 21N |
| Legal Section | 2 |
| Legal Subdivision | WEST LAWN ADD |
| Legal Block | 3 |
| Legal Lot Number | 8,9 |
| Jurisdiction | SCOTTS BLUFF NE |
| Township / Civil Division | GERING |
| Census Block Group | 4 |
| Census Block | 4046 |
| Census Tract | 953900 |
Source: Scotts Bluff County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1540 O ST, GERING, NE 69341-2745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 13, 2006 | Deed of Trust, Mortgage · ARM CONCORD MORTGAGE CO |
| May 15, 2026 | Warranty Deed, Transfer · FHA Mortgage CASTLE AND COOKE MORTGAGE LLC |
| May 15, 2026 | Warranty Deed, Transfer · FHA Mortgage CASTLE MORTGAGE |
| Nov 6, 2020 | Warranty Deed, Transfer NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Prior Sale | Nov 6, 2020 · Amount on Record |
| Deed Document Number | 20261962 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Property Address | 1540 O ST, GERING, NE 69341-2745 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0020064403 |
|---|---|
| Date | Jul 13, 2006 |
| Instrument | 2006-4403 |
| Name | CONCORD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85260 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2036 |
| Prepayment Penalty | 00 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.75% |
| Type Change Date | Aug 1, 2011 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 13.7% |
| Index | 6-Month LIBOR |
| Max Rate | 13.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Recording Date | May 15, 2026 |
| Property Address | 1540 O ST, GERING, NE 69341-2745 |
| Document Number | 0000001962 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026.1962 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | TITLE EXPRESS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,303.04 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1540 O ST, GERING, NE 69341-2745 |
| Document Number | 0000001963, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 2026..1963 |
| Name | CASTLE AND COOKE MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Recording Date | May 15, 2026 |
| Property Address | 1540 O ST, GERING, NE 69341-2745 |
| Document Number | 0020261962 |
| Instrument Date | May 15, 2026 |
| Instrument | 20261962 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | HOLD TITLE EXPRESS, TITLE EXPRESS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,303.04 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1540 O ST, GERING, NE 69341-2745 |
| Document Number | 0000001963, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 20261963 |
| Name | CASTLE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Recording Date | Nov 6, 2020 |
| Property Address | 1540 O ST, GERING, NE 69341-2745 |
| Document Number | 0020205492 |
| Instrument Date | Nov 3, 2020 |
| Instrument | 2020-5492 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $162.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Scotts Bluff County assessment roll, as of December 18, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Scotts Bluff County |
| Municipality | Gering City |
| Unified School District | Gering Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,210 (+4.55%) Land $13,125 Building $139,085 | $152,210 (+4.55%) Land $13,125 Building $139,085 | |
| 2025 | $2,449.00 (+21.96%) | $145,585 (+39.07%) Land $13,125 Building $132,460 | $145,585 (+39.07%) Land $13,125 Building $132,460 |
| 2023 | $2,008.00 | $104,684 Land $6,825 Building $97,859 | $104,684 Land $6,825 Building $97,859 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GERING serves 8,500 people · EPA ID NE3115717 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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