1540 N 9th St, Reading, PA 19604 Property Records

Berks County property record for 1540 N 9th St, Reading, PA 19604

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 1 ba · 1,312 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$174,000 (Apr 2026)
Tax Bill	$1,923 (2023)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5307-08-98-9747`

Property Details

APN / Parcel Number

Primary APN	`5307-08-98-9747`
Alternative APNs	`17-5307-08-98-9747` `17900114` `900114`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,312 sqft Gross Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17900114
Street Address	1540 N 9TH ST
City	READING
State	PA
Zip	19604-1804
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Block	98
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3025
Census Tract	500

Owner

1540 N 9th St is owned by two individuals who bought it in April 2026.

Source: Berks County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1540 N 9TH ST, READING, PA 19604-1804
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed, Transfer · Conventional Mortgage CUSTOMERS BANK
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit RIVERFRONT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Deed Document Number	202612647
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 27, 2026
Property Address	1540 N 9TH ST, READING, PA 19604-1804
Document Number	0000012647
Instrument Date	Apr 24, 2026
Instrument	202612647
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175,740.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 N 9TH ST, READING, PA 19604-1804

Mortgage

Document Number	0000012648,
Date	Apr 27, 2026
Instrument	202612648

Lender

Name	CUSTOMERS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000012650,
Date	Apr 27, 2026
Instrument	202612650

Lender

Name	PENNSYLVANIA HSNG FINANCE AGENCY

Agreement

Amount	Amount on Record

Interest

Rate	6.11%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1540 N 9TH ST, READING, PA 19604-1804
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 N 9TH ST, READING, PA 19604-1804

Mortgage

Document Number	0000021509
Date	Jul 24, 2023
Instrument	2023021509

Lender

Name	RIVERFRONT FCU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	1 Months
Due	Aug 3, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$15,000 (-) Land $15,000
2025			$15,000 Land $15,000
2024		$44,000 Land $15,000 Building $29,000
2023	$1,923.00 Veteran's exemption
1994			$44,000 Land $15,000 Building $29,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1540 N 9th St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1979–2014)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1540 N 9th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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