1540 Masters Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 1540 Masters Dr, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1990
Square Footage1,704 sqft Living Area
Lot Size91,476 sqft (2.1 acres)
Garage864 sqft
OccupancyOwner Occupied
Tax Bill$1,406.00 (2025)

Property Details

APN / Parcel Number

Primary APN094160-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,704 sqft Living Area
1st Floor1,704 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area91,476 sqft (2.1 acres)
Depth X Width400 ft x 100 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area864 sqft Garage
Deck Area80 sqft Deck
Porch Area2,400 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1540 MASTERS DR
CitySAINT AUGUSTINE
StateFL
Zip32084-0454
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description16-1 WEST AUGUSTINE SLY PT OF LOTS 8-B & 9-D ON MASTERS DR OR656/82
Legal Range29E
Legal Township07S
Legal Section12
Legal SubdivisionWEST AUGUSTINE
Legal Block9
Legal Lot Number8
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2016
Census Tract20300

Owner

Source: St. Johns County records · APN 094160-0010

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1540 MASTERS DR, SAINT AUGUSTINE, FL 32084-0454
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 16, 2017Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 14, 2012
Transfer Doc0000020971
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1540 MASTERS DR, SAINT AUGUSTINE, FL 32084-0454
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1540 MASTERS DR, SAINT AUGUSTINE, FL 32084-0454
InvestorPossibly a Property Investor

Mortgage

Document Number0054861851
DateFeb 07, 2022
Book Page5486/1851
Instrument2022013435
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueJan 08, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1540 MASTERS DR, SAINT AUGUSTINE, FL 32084-0454
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044640284
DateNov 16, 2017
Book Page4464/0284
Instrument2017078158
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 20, 2032

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$121,282 (+2.7%)$386,447 (+2.1%) Land $176,400 Building $210,047
2025$1,406.00 (+16.97%) Homeowner's exemption$118,093 (+2.9%)$378,514 (+0.83%) Land $176,400 Building $202,114
2024$1,202.00 (+2.56%) Homeowner's exemption$114,765 (+3%)$375,400 (-1.84%) Land $176,400 Building $199,000
2023$1,172.00 (+4.55%) Homeowner's exemption$111,422 (+3%)$382,427 (+0.55%) Land $176,400 Building $206,027
2022$1,121.00 Homeowner's exemption$108,177$380,350 Land $176,400 Building $203,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation6.0 ft
CoastalYes

Wildfire

Wildfire RiskLow
above 6% of the US · above 5% of Florida
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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