Duval County property record for 1540 Main St, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,134 sqft · built 1961 |
| Lot Size | 0.705 acres (30,710 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $47,600 (Aug 2017) |
| Tax Bill | $2,755 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 172381-0000 |
| Primary APN | 172381-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| Gross Area | 1,320 sqft |
| 1st Floor Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 30,710 sqft (0.705 acres) |
| Lot Dimensions | 440 ft deep x 70 ft wide |
| Garage Area | 1,500 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1540 MAIN ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-1939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARG |
| Legal Description | 18-2S-29E .707 PT LOT 1 RECD O/R 18085-741 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | SECTION LAND |
| Legal Lot Number | 1 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 13902 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1540 MAIN ST, ATLANTIC BEACH, FL 32233-1939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Aug 10, 2017 | Warranty Deed, Transfer · FHA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2017 · Amount on Record |
| Deed Sale | Aug 10, 2017 · Amount on Record |
| Deed Document Number | 2017187863 |
| Deed Book / Page | 18085 / 741 |
| Prior Transfer Date | Aug 4, 2017 |
| Prior Transfer Doc | 0180850741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1540 MAIN ST, ATLANTIC BEACH, FL 32233-1939 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1540 MAIN ST, ATLANTIC BEACH, FL 32233-1939 |
| Document Number | 0206230339 |
|---|---|
| Date | Mar 24, 2023 |
| Book Page | 20623/339 |
| Instrument | 2023058452 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Aug 10, 2017 |
| Property Address | 1540 MAIN ST, ATLANTIC BEACH, FL 32233-1939 |
| Document Number | 0180850741 |
| Book / Page | 018085 / 000741 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 187863 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2017 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $332.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1540 MAIN ST ATLANTIC BEACH FL 322331939, ATLANTIC BEACH, FL 32233-1939 |
| Document Number | 180850744 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 018085/000744 |
| Instrument | 187864 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2047 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,868 (+2.7%) | $364,427 (+0.12%) Land $269,715 Building $94,712 | |
| 2025 | $2,755.00 (+2.19%) Homeowner's exemption | $201,430 (+5.99%) | $363,986 (+19.38%) Land $236,880 Building $127,106 |
| 2024 | $2,696.00 (+3.22%) | ||
| 2023 | $2,612.00 (+8.74%) Homeowner's exemption | $190,053 (+3%) | $304,909 (+7.18%) Land $167,790 Building $137,119 |
| 2022 | $2,402.00 Homeowner's exemption | $184,518 | $284,487 Land $157,920 Building $126,567 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 138 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 138 in force |
| Nearby Flood Claims | 53 (1993–2022) |
| Claims Outside the SFHA | 44 of 53 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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