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1540 Mack St, Spring Lake, NC 28390 Property Records

Cumberland County property record for 1540 Mack St, Spring Lake, NC 28390

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 1,771 sqft · built 1972
Lot Size0.29 acres (12,632 sqft)
OwnerCompany Name on File
Last Sale$135,000 (Oct 2026)
Tax Bill$2,866 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0502-33-9367

Property Details

APN / Parcel Number

Primary APN0502-33-9367
Alternative APN
  • 0502.14339367

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,771 sqft Heated Area
1st Floor Area1,231 sqft
Basement Area540 sqft
Finished Basement540 sqft
Utility Area84 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleTraditional
Exterior MaterialCombination
Foundation TypeStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions148 ft deep x 108 ft wide
Garage TypeCarport
Garage Area216 sqft
CarportCarport
Carport Area216 sqft
Parking Spaces1 Parking Space
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address1540 MACK ST
CitySPRING LAKE
StateNC
Zip28390-2500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionHOLLY HILLS LO:2 SE:05 BL:M PL:0039-0054
Legal SubdivisionHOLLY HILLS
Legal BlockM
Legal Lot Number2
JurisdictionCUMBERLAND NC
Township / Civil DivisionMANCHESTER
Census Block Group2
Census Block2000
Census Tract3601

Owner

Source: Cumberland County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address8813 LAKE HILL DR, LORTON, VA 22079-3210
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2026 · Amount on File
Deed SaleOct 7, 2026 · Amount on File
Prior SaleAug 2, 2012 · Amount on File
Deed Document Number202633272
Deed Book / Page12639 / 145
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateOct 7, 2026
Property Address1540 MACK ST, SPRING LAKE, NC 28390-2500
Document Number0000033272
Book / Page12639 / 145
Instrument DateSep 23, 2026
Instrument202633272
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanySINGLE SOURCE R/E SERVICES INC, SINGLE SOURCE REAL ESTATE SERV

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$27,270.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Mortgage

Document Number0000033273,
DateOct 7, 2026
Instrument202633273
Lender
NameKIAVI FUNDING INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCumberland County
MunicipalitySpring Lake Town
Unified School DistrictCumberland County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,866.00 (+72.34%)$152,677 (+40.51%) Land $25,000 Building $127,677$152,677 (+40.51%) Land $25,000 Building $127,677
2023$108,660 Land $11,000 Building $97,660$108,660 Land $11,000 Building $97,660
2019$1,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 65% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SPRING LAKE
serves 11,725 people · EPA ID NC0326020
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
currently in violation since Sep 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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