1540 Locust St, Chico, CA 95928 Property Records

Butte County property record for 1540 Locust St, Chico, CA 95928

Property Summary

Property Type	Quadplex
Details	11 bd · 4 ba · 3,492 sqft · built 1984
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Dec 2011)
Tax Bill	$5,414 (2025)
Deeds & Mortgages	May 2022 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-203-008-000`

Property Details

APN / Parcel Number

Primary APN	`005-203-008-000`
Alternative APN	`005-203-008`

Interior

Bedrooms	11 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,492 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Modern
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	005-203-008
Street Address	1540 LOCUST ST, 1
City	CHICO
State	CA
Zip	95928-6682
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	RMU
Legal Description	LOT 4 BLK 4 E 16TH & LOCUST ST
Legal Subdivision	CHAPMAN ADD/CHICO
Legal Block	4
Legal Lot Number	4
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2020
Census Tract	1300

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1540 LOCUST ST, 2, CHICO, CA 95928-6682
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Nov 8, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2011 · Amount on Record
Deed Sale	Dec 29, 2011 · Amount on Record
Prior Sale	May 27, 1999 · Amount on Record
Deed Document Number	201144258
Last Transfer Date	Nov 2, 2021
Transfer Doc	0000049038
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1540 LOCUST ST, CHICO, CA 95928-6682
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 LOCUST ST 2, 2, CHICO, CA 95928-6682

Mortgage

Document Number	0000016844
Date	May 12, 2022
Instrument	2022-0016844

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Nov 8, 2021
Property Address	1540 LOCUST ST, CHICO, CA 95928-6682
Document Number	0000049038
Instrument Date	Nov 2, 2021
Instrument	2021-0049038
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	TIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 LOCUST ST, CHICO, CA 95928-6682

Mortgage

Document Number	0000049039
Date	Nov 8, 2021
Instrument	2021-0049039

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$473,825 (+2%) Land $134,140 Building $339,685
2025	$5,414.00 (+8.04%)	$464,535 (+4.04%) Land $131,510 Building $333,025
2023	$5,011.00 (+1.58%)	$446,499 Land $126,404 Building $320,095
2022	$4,933.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Race Communications.

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