Montgomery County property record for 1540 Live Oak Dr, Silver Spring, MD 20910
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,635 sqft · built 1936 |
| Lot Size | 0.187 acres (8,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $770,000 (Aug 2020) |
| Tax Bill | $9,409 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01426103 |
| Primary APN | 13-01426103 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,635 sqft Living Area |
| Gross Area | 2,866 sqft |
| 1st Floor Area | 1,413 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Slate |
| Lot Area | 8,125 sqft (0.187 acres) |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01426103 |
|---|---|
| Street Address | 1540 LIVE OAK DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20910-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | SEC 2 WOODSIDE FORES T |
| Legal Subdivision | WOODSIDE FOREST |
| Legal Block | 12 |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 702900 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1540 LIVE OAK DR, SILVER SPRING, MD 20910-1543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU |
| Aug 7, 2020 | Grant Deed, Transfer · VA Mortgage INTERCOASTAL MTG |
| Sep 25, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2020 · Amount on Record |
| Deed Sale | Aug 7, 2020 · Amount on Record |
| Deed Book / Page | 60231 / 127 |
| Prior Transfer Date | May 4, 2018 |
| Prior Transfer Doc | 0566570157 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1540 LIVE OAK DR, SILVER SPRING, MD 20910-1543 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0699830371 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 69983/371 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | CHELMSFORD, MA 01824 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 7, 2020 |
| Property Address | 1540 LIVE OAK DR, SILVER SPRING, MD 20910-1543 |
| Document Number | 0602310133 |
| Book / Page | 060231 / 000133 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2020 |
| Title Company | PARAGON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1540 LIVE OAK DR SILVER SPRING MD 209101543, SILVER SPRING, MD 20910-1543 |
| Document Number | 602310148 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 060231/000148 |
| Name | INTERCOASTAL MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 6, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 25, 2018 |
| Property Address | 1540 LIVE OAK DR, SILVER SPRING, MD 20910-1543 |
| Document Number | 0566570157 |
| Book / Page | 056657 / 000157 |
| Instrument Date | May 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1540 LIVE OAK DR SILVER SPRING MD 209101543, SILVER SPRING, MD 20910-1543 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $897,533 (+3.69%) | $929,500 (-) Land $348,400 Building $581,100 | |
| 2025 | $9,409.00 (-8.89%) | $865,567 (+17.07%) | $929,500 (+11.5%) Land $348,400 Building $581,100 |
| 2024 | $10,327.00 (+55.36%) | ||
| 2023 | $739,333 | $833,600 Land $348,400 Building $485,200 | |
| 2022 | $6,647.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2009–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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