1. Home
  2. Florida
  3. Polk County
  4. Babson Park
  5. Libby Rd

1540 Libby Rd, Babson Park, FL 33827 Property Records

Polk County property record for 1540 Libby Rd, Babson Park, FL 33827

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,979 sqft · built 1920
Lot Size2.89 acres (126,289 sqft)
Owner2 Individual Names on Record
Last Sale$437,500 (Sep 2024)
Tax Bill$3,872 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jan 2024 Sale & Line of Credit
+ 2 more
Flood ZoneZone A (high risk)
APN28-30-34-957000-011060

Property Details

APN / Parcel Number

Primary APN28-30-34-957000-011060
Alternative APNs
  • 343028957000011060
  • 43028000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,979 sqft Living Area
Gross Area2,419 sqft
1st Floor Area1,883 sqft
Upper Floors Area96 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialOther
Lot Area126,289 sqft
Lot Dimensions180 ft deep x 120 ft wide
View / LotCommercial/Industrial
Garage TypeDetached
Garage Area400 sqft

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area308 sqft
PorchFlorida Room
Porch Area440 sqft
Patio Area1,055 sqft

Location & Zoning

Street Address1540 LIBBY RD
CityBABSON PARK
StateFL
Zip33827-9607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionELIZABETH MANOR PB 14 PG 40 40A BLK 11 LOTS 6 THRU 21
Legal Range28E
Legal Township30S
Legal Section34
Legal SubdivisionELIZABETH MANOR
Legal Tract957000
Legal Block11
Legal Lot Number6-21
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group2
Census Block2001
Census Tract15402

Owner

Source: Polk County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1540 LIBBY RD, BABSON PARK, FL 33827-9607
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jan 10, 2024Warranty Deed, Transfer · Line of Credit
DELANE FINANCIAL LLC
Sep 17, 2019Warranty Deed, Transfer · Conventional Mortgage
KELLER MTG
Aug 13, 2018Loan Modification, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2024 · Amount on Record
Deed SaleSep 10, 2024 · Amount on Record
Prior SaleJan 10, 2024 · Amount on Record
Deed Document Number2024208516
Deed Book / Page13259 / 1992
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1540 LIBBY RD, BABSON PARK, FL 33827-9607
Transaction TypeMortgage
Record UpdatedNov 7, 2025
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1540 LIBBY RD, BABSON PARK, FL 33827-9607

Mortgage

Document Number0000252757
DateOct 27, 2025
Book Page13753/749
Instrument2025252757
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 10, 2024
Property Address1540 LIBBY RD, BABSON PARK, FL 33827-9607
Document Number0000006714
Book / Page12968 / 620
Map ReferenceMB 14 PG 40
Instrument DateDec 28, 2023
Instrument2024006714
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyTITLE TOWN LLC, TITLE NOW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4235 COTTAGE HILL ST, LAKE WALES, FL 33859-6022

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 919, KATHLEEN, FL 33849-0919
InvestorPossibly a Property Investor

Mortgage

Document Number0012968624
DateJan 10, 2024
Instrument12968/624
Lender
NameDELANE FINANCIAL LLC
Agreement
TypeLine of Credit
AmountAmount Recorded

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 17, 2019
Property Address1540 LIBBY RD, BABSON PARK, FL 33827-9607
Document Number0109750710
Book / Page010975 / 000710
Instrument DateSep 12, 2019
Instrument196109
Transaction TypeTransfer
Record UpdatedOct 1, 2019
Title CompanyGOLDEN RULE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1540 LIBBY RD BABSON PARK FL 338279607, BABSON PARK, FL 33827-9607

Mortgage

Document Number109750712
DateSep 17, 2019
Book Page010975/000712
Instrument196110
Lender
NameKELLER MTG
TypeMortgage Company
AddressDUBLIN, OH 43016
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 16, 2049

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address1540 LIBBY RD, BABSON PARK, FL 33827-9607
Document Number0105961448
Instrument DateAug 13, 2018
Transaction TypeMortgage
Record UpdatedSep 17, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1540 LIBBY RD BABSON PARK FL 338279607, BABSON PARK, FL 33827-9607

Mortgage

Document Number0105961448
DateAug 29, 2018
Book Page010596/001448
Instrument184490
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43219-6009
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 28, 2048
Interest
Rate TypeAdjustable Rate
Rate4.5%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$328,938 (+9.82%) Land $48,655 Building $280,283$328,938 (+9.82%) Land $48,655 Building $280,283
2025$3,872.00 (-10.68%)$299,532 (-6.1%) Land $48,655 Building $250,877$299,532 (-6.1%) Land $48,655 Building $250,877
2023$4,335.00 (+8.67%)$318,983 (+10.83%) Land $42,080 Building $276,903$318,983 (+10.83%) Land $42,080 Building $276,903
2022$3,989.00$287,806 Land $34,716 Building $253,090$287,806 Land $34,716 Building $253,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2004)
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

Nearby Properties on Libby Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures