Orange County property record for 1540 Laurel Rd, Winter Park, FL 32789
| Property Type | Single Family Home |
|---|---|
| Details | 10 bd · 12.25 ba · 7,800 sqft · built 2008 |
| Lot Size | 0.3 acres (13,084 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,599,000 (Aug 2022) |
| Tax Bill | $29,274 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-22-30-1252-14-012 |
| Primary APN | 07-22-30-1252-14-012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 10 Beds |
|---|---|
| Full Baths | 12.2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 7,800 sqft Living Area |
| Gross Area | 16,398 sqft |
| 1st Floor Area | 2,154 sqft |
| Basement Area | 1,951 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,084 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 1,062 sqft |
| Patio Area | 510 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1540 LAUREL RD |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32789-5839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | CHARMONT L/93 THE S 30 FT OF LOTS 1 & 2 & ALL LOT 3 BLK N |
| Legal Range | 30E |
| Legal Township | 22S |
| Legal Section | 07 |
| Legal Subdivision | CHARMONT |
| Legal Tract | 1252 |
| Legal Block | N |
| Legal Lot Number | 1,2,3 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 16100 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1540 LAUREL RD, WINTER PARK, FL 32789-5839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 1, 2020 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2022 · Amount on Record |
| Deed Sale | Aug 4, 2022 · Amount on Record |
| Prior Sale | Nov 18, 2009 · Amount on Record |
| Deed Document Number | 2022477871 |
| Prior Transfer Date | Jun 15, 1993 |
| Prior Transfer Doc | 4629003520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1540 LAUREL RD, WINTER PARK, FL 32789-5839 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 127 W FAIRBANKS AVE 27, 27, WINTER PARK, FL 32789-4326 |
| Document Number | 0000477872 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 20220477872 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.5% |
| Index | Other |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1540 LAUREL RD, WINTER PARK, FL 32789-5839 |
| Document Number | 0000278518 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1540 LAUREL RD WINTER PARK FL 327895839, WINTER PARK, FL 32789-5839 |
| Document Number | 0000278518 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 278518 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 1111 POLARIS PKWY, COLUMBUS, OH 43240-2031 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 11, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Park City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,964,857 (+2.7%) | $2,107,610 (-1.18%) Land $500,000 Building $1,607,610 | |
| 2025 | $29,274.00 (+2.92%) Homeowner's exemption | $1,913,201 (+5.99%) | $2,132,770 (+8.28%) Land $500,000 Building $1,632,770 |
| 2024 | $28,443.00 (+3.43%) | ||
| 2023 | $27,501.00 (+31.08%) Homeowner's exemption | $1,805,128 (+29.18%) | $1,969,738 (+23.22%) Land $500,000 Building $1,469,738 |
| 2022 | $20,980.00 Homeowner's exemption | $1,397,402 | $1,598,611 Land $500,000 Building $1,098,611 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 2 (2018–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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