Hamilton County property record for 1540 Jensen Dr, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 4,540 sqft · built 2019 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Jul 2019) |
| Tax Bill | $8,153 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-27-020-021.000-018 |
| Primary APN | 29-09-27-020-021.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 4,540 sqft Living Area |
| Basement Area | 2,112 sqft |
| Finished Basement | 1,536 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709270020021000 |
|---|---|
| Street Address | 1540 JENSEN DR |
| City | CARMEL |
| State | IN |
| Zip | 46032-8611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .15, SECTION 27, TOWNSHIP 18, RANGE 3, CLAY CORNER, LOT 21 |
| Legal Subdivision | CLAY CORNER |
| Legal Lot Number | 21 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 111009 |
1540 Jensen Dr is owned and occupied by two individuals who bought it in July 2019.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1540 JENSEN DR, CARMEL, IN 46032-8611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 25, 2020 | Deed of Trust, Mortgage ELEMENTS FIN'L FCU |
| Jul 8, 2019 | Grant Deed, Subdivision Related Transfer ELEMENT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2019 · Amount on File |
| Deed Sale | Jul 8, 2019 · Amount on File |
| Deed Document Number | 2019029447 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 1540 JENSEN DR, CARMEL, IN 46032-8611 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 1540 JENSEN DR, CARMEL, IN 46032-8611 |
| Document Number | 2021055133 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021055133 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 1540 JENSEN DR, CARMEL, IN 46032-8611 |
| Document Number | 0000043030 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1540 JENSEN DR CARMEL IN 460328611, CARMEL, IN 46032-8611 |
| Document Number | 0000043030 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 43030 |
| Name | ELEMENTS FIN'L FCU |
|---|---|
| Address | INDIANAPOLIS, IN 46202 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 6, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 8, 2019 |
| Property Address | 1540 JENSEN DR, CARMEL, IN 46032-8611 |
| Document Number | 0000029447 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 29447 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1540 JENSEN DR CARMEL IN 460328611, CARMEL, IN 46032-8611 |
| Document Number | 29448 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 29448 |
| Name | ELEMENT FCU |
|---|---|
| Address | INDIANAPOLIS, IN 46202 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 7, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $717,300 Land $125,300 Building $592,000 | $717,300 Land $125,300 Building $592,000 | |
| 2024 | $8,153.00 (+13.41%) | ||
| 2023 | $7,189.00 (+15.54%) Homeowner's exemption | $642,400 (+17.87%) Land $125,300 Building $517,100 | $642,400 (+17.87%) Land $125,300 Building $517,100 |
| 2022 | $6,222.00 Homeowner's exemption | $545,000 Land $99,000 Building $446,000 | $545,000 Land $99,000 Building $446,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1540 Jensen Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1540 Jensen Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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