1540 Hamman Dr, Troy, MI 48085 Property Records

Oakland County property record for 1540 Hamman Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,648 sqft · built 1974
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Jul 2005)
Tax Bill$3,282 (2025)
Deeds & MortgagesJun 2022 Mortgage
Dec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN88-20-14-255-003

Property Details

APN / Parcel Number

Primary APN88-20-14-255-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,648 sqft Living Area
1st Floor Area1,648 sqft
Basement Area1,648 sqft
Unfinished Basement1,648 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions160 ft deep x 76 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1540 HAMMAN DR
CityTROY
StateMI
Zip48085-5065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 14 LONG LAKE VILLAGE SUB. LOT 99
Legal Range11E
Legal Township2N
Legal Section14
Legal SubdivisionLONG LAKE VILLAGE
Legal Lot Number99
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2000
Census Tract197100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1540 HAMMAN DR, TROY, MI 48085-5065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST INTERNET BANK OF INDIANA
Dec 22, 2018Deed of Trust, Mortgage · Line of Credit
CREDIT UNION ONE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2005 · Amount on Record
Deed SaleJul 7, 2005 · Amount on Record
Deed Document Number2005187945
Deed Book / Page35807 / 124
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1540 HAMMAN DR, TROY, MI 48085-5065
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1540 HAMMAN DR, TROY, MI 48085-5065

Mortgage

Document Number0000390068
DateJun 2, 2022
Book Page57813/287
Instrument390068
Lender
NameFIRST INTERNET BANK OF INDIANA
TypeBank
AddressFISHERS, IN 46038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueApr 1, 2052

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1540 HAMMAN DR, TROY, MI 48085-5065
Document Number0000004604
Instrument DateDec 22, 2018
Transaction TypeMortgage
Record UpdatedJan 31, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1540 HAMMAN DR TROY MI 480855065, TROY, MI 48085-5065

Mortgage

Document Number0000004604
DateJan 8, 2019
Book Page052493/000842
Instrument4604
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,282.00 (-3.84%)
2023$310,420
2022$3,413.00$155,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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