1540 Greenup St, Covington, KY 41011 Property Records

Kenton County property record for 1540 Greenup St, Covington, KY 41011

Property Summary

Property Type	Triplex
Details	4 bd · 2 ba · 2,584 sqft · built 1880
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$84,000 (Nov 2020)
Tax Bill	$1,113 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-13-17-013.00`

Property Details

APN / Parcel Number

Primary APN	`055-13-17-013.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,584 sqft Finished Area
Gross Area	2,679 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Triplex
Exterior Material	Brick
Foundation Type	Stone
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	183 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1540 GREENUP ST
City	COVINGTON
State	KY
Zip	41011-3490
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	PATTON SEC 4 LOTS 201-202
Legal Subdivision	PATTON
Legal Phase	4
Legal Block	4
Legal Lot Number	201-202
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1000
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	212 N 2ND ST, RICHMOND, KY 40475-1408
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Nov 22, 2000 · Amount on Record
Deed Document Number	20205900097
Deed Book / Page	57 / 60
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1540 GREENUP ST, COVINGTON, KY 41011-3490
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2910 W LAGUNA CT, ELK GROVE, CA 95758-7440

Mortgage

Document Number	0005900131
Date	Apr 20, 2023
Book Page	KCM 455/333
Instrument	23042005900131

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1540 GREENUP ST, COVINGTON, KY 41011-3490
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900173
Date	Apr 20, 2023
Book Page	KCM 455/372
Instrument	23042005900173

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	LOUISVILLE, KY 40207

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 20, 2024

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,000 (+90.48%) Land $10,000 Building $150,000	$160,000 (+90.48%) Land $10,000 Building $150,000
2025	$1,113.00 (-0.45%)	$84,000 (-) Land $5,000 Building $79,000	$84,000 (-) Land $5,000 Building $79,000
2023	$1,118.00	$84,000 Land $5,000 Building $79,000	$84,000 Land $5,000 Building $79,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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