1540 Gascony Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 1540 Gascony Rd, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	7 bd · 7.5 ba · 7,326 sqft · built 2003
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$7,650,000 (Apr 2022)
Tax Bill	$84,345 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`254-173-05-00`

Property Details

APN / Parcel Number

Primary APN	`254-173-05-00`
Alternative APN	`2541711900`

Interior

Bedrooms	7 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Building Area	7,326 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	42,689 sqft (0.98 acres)
View / Lot	Good
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2541711900
Street Address	1540 GASCONY RD, 1
City	ENCINITAS
State	CA
Zip	92024-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 10 (EX ST)EX N 175 FT MEAS AT R/A & P/W N LI TR 002019
Legal Subdivision	CREST ACRES
Legal Tract	002019
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	17601

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1540 GASCONY RD, ENCINITAS, CA 92024-1221
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Apr 19, 2022	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Prior Sale	May 15, 2013 · Amount on Record
Deed Document Number	2022169516
Prior Transfer Date	Mar 19, 2007
Prior Transfer Doc	0000225136
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1540 GASCONY RD, ENCINITAS, CA 92024-1221
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	593 LYNWOOD DR, ENCINITAS, CA 92024-2387

Mortgage

Document Number	0000237461
Date	Jun 6, 2022
Instrument	2022-0237461

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1540 GASCONY RD, ENCINITAS, CA 92024-1221
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 GASCONY RD, ENCINITAS, CA 92024-1221

Mortgage

Document Number	0000237460
Date	Jun 6, 2022
Instrument	2022-0237460

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.7%
Type Change Date	Jul 1, 2029
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2022
Property Address	1540 GASCONY RD, ENCINITAS, CA 92024-1221
Document Number	0000169516
Map Reference	MAP 2019
Instrument Date	Mar 21, 2022
Instrument	2022-0169516
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1540 GASCONY RD, ENCINITAS, CA 92024-1221
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$7,750,000 (-) Land $6,077,000 Building $1,673,000
2025	$84,345.00 (+12.62%)	$7,750,000 (+10.32%) Land $6,077,000 Building $1,673,000
2023	$74,894.00 (+118.95%)	$7,025,000 Land $5,509,000 Building $1,516,000
2022	$34,206.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ting.

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