1540 Gary Ln, Escondido, CA 92026 Property Records

San Diego County property record for 1540 Gary Ln, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,251 sqft · built 1974
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,000 (Dec 2009)
Tax Bill	$4,665 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`224-680-23-00`

Property Details

APN / Parcel Number

Primary APN	`224-680-23-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,251 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1540 GARY LN
City	ESCONDIDO
State	CA
Zip	92026-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7
Legal Description	LOT 23 TR 007661
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	007661
Legal Block	1
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1026
Census Tract	20304

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1540 GARY LN, ESCONDIDO, CA 92026-1627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage LYNN W THOMAS
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC
Sep 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC
Feb 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage LYNN W & JUDY A THOMAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2009 · Amount on Record
Deed Sale	Dec 31, 2009 · Amount on Record
Prior Sale	Aug 26, 2009 · Amount on Record
Deed Document Number	2009723194
Prior Transfer Date	Nov 14, 2008
Prior Transfer Doc	0000593431
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1540 GARY LN, ESCONDIDO, CA 92026-1627
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 GARY LN, ESCONDIDO, CA 92026-1627

Mortgage

Document Number	0000364185
Date	Dec 26, 2025
Instrument	2025-0364185

Lender

Name	LYNN W THOMAS
Type	Private Party
Address	PO BOX 2613, RANCHO SANTA FE, CA 92067

Agreement

Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1540 GARY LN, ESCONDIDO, CA 92026-1627
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	WESTERN RESOURCES TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000406521
Date	Sep 28, 2018
Instrument	2018-0406521

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1540 GARY LN, ESCONDIDO, CA 92026-1627
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000384029
Date	Sep 5, 2019
Instrument	2019-0384029

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1540 GARY LN, ESCONDIDO, CA 92026-1627
Document Number	0000118080
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 GARY LN ESCONDIDO CA 920261627, ESCONDIDO, CA 92026-1627

Mortgage

Document Number	0000118080
Date	Mar 6, 2020
Instrument	118080

Lender

Name	LYNN W & JUDY A THOMAS
Address	PO BOX 2613, RANCHO SANTA FE, CA 92067-2613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$421,307 (+2%) Land $157,989 Building $263,318
2025	$4,665.00 (+4.53%) Homeowner's exemption	$413,047 (+4.04%) Land $154,892 Building $258,155
2023	$4,463.00 (+1.11%) Homeowner's exemption	$397,010 Land $148,878 Building $248,132
2022	$4,414.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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