1540 Fish Lake Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1540 Fish Lake Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 2002
Lot Size	2.07 acres (90,169 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jul 2021)
Tax Bill	$2,874 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-025-019-10`

Property Details

APN / Parcel Number

Primary APN	`014-025-019-10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Basement Area	1,320 sqft
Unfinished Basement	1,320 sqft
Flooring	Carpet

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Lot Area	90,169 sqft (2.07 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1540 FISH LAKE RD
City	LAPEER
State	MI
Zip	48446-8305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PART OF THE SOUTHWEST 1/4 OF SECTION 25, T8N-R10E, MAYFIELD TOWNSHIP, LAPEER COUNTY, MICHIGAN. DESCRIBED AS BEGINNING ATA
Legal Range	10E
Legal Township	08N
Legal Section	25
Jurisdiction	LAPEER MI
Township / Civil Division	MAYFIELD
Census Block Group	3
Census Block	3015
Census Tract	333500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1540 FISH LAKE RD, LAPEER, MI 48446-8305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Dec 10, 2002 · Amount on Record
Deed Book / Page	3219 / 471
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 13, 2021
Property Address	1540 FISH LAKE RD, LAPEER, MI 48446-8305
Document Number	0032190471
Book / Page	3219 / 471
Instrument Date	Jul 2, 2021
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5807 STANLEY RD, COLUMBIAVILLE, MI 48421-8951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1535 PEPPERMILL RD, LAPEER, MI 48446-3243

Mortgage

Document Number	0003219474
Date	Jul 13, 2021
Instrument	3219/474

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Mayfield Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,900 (+6.59%)	$287,800 (+6.59%)
2025	$2,874.00 (+14.46%) Homeowner's exemption	$135,000 (+3.05%)	$270,000 (+3.05%)
2023		$131,000	$262,000
2022	$2,511.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30