1540 E Toledo St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1540 E Toledo St, Gilbert, AZ 85295

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,082 sqft · built 1999
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on Record
Last Sale$385,000 (Jun 2018)
Tax Bill$2,775 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Jan 2021 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN304-42-318

Property Details

APN / Parcel Number

Primary APN304-42-318

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,082 sqft Living Area
1st Floor Area1,832 sqft
2nd Floor Area1,250 sqft

Exterior

Year BuiltBuilt 1999
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area8,250 sqft (0.189 acres)
Parking Spaces3 Parking Spaces
Pool Area502 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address1540 E TOLEDO ST
CityGILBERT
StateAZ
Zip85295-5512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionGILBERT RANCH UNIT 3 MCR 454-28
Legal Range06E
Legal Township01S
Legal Section29
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionGILBERT RANCH UNIT 3
Legal Lot Number653
Legal Unit3
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2021
Census Tract815000

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1540 E TOLEDO ST, GILBERT, AZ 85295-5512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2021Deed of Trust, Mortgage · Line of Credit
MIDFIRST BANK
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITYWIDE HOME LOANS
May 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
CITYWIDE HMS LNS
Jun 4, 2018Warranty Deed, Transfer · FHA Mortgage
CITYWIDE HMS LNS
Jun 5, 2018Warranty Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2018 · Amount on Record
Deed SaleJun 4, 2018 · Amount on Record
Prior SaleOct 12, 2016
Deed Document Number20180425010
Last Transfer DateJun 5, 2018
Transfer Doc0000430047
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1540 E TOLEDO ST, GILBERT, AZ 85295-5512
Transaction TypeMortgage
Record UpdatedNov 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1540 E TOLEDO ST, GILBERT, AZ 85295-5512

Mortgage

Document Number0001337960
DateDec 17, 2021
Instrument20211337960
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73162
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 15, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1540 E TOLEDO ST, GILBERT, AZ 85295-5512
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1540 E TOLEDO ST, GILBERT, AZ 85295-5512

Mortgage

Document Number0000108032
DateJan 29, 2021
Instrument20210108032
Lender
NameCITYWIDE HOME LOANS
TypeMortgage Company
AddressSANDY, UT 84070
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1540 E TOLEDO ST, GILBERT, AZ 85295-5512
Document Number0000398211
Instrument DateMay 24, 2019
Transaction TypeMortgage
Record UpdatedJun 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1540 E TOLEDO ST GILBERT AZ 852955512, GILBERT, AZ 85295-5512

Mortgage

Document Number0000398211
DateMay 30, 2019
Instrument398211
Lender
NameCITYWIDE HMS LNS
TypeFunding / Finance Company
AddressSANDY, UT 84070
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 29, 2049

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJun 4, 2018
Property Address1540 E TOLEDO ST, GILBERT, AZ 85295-5512
Document Number0000425010
Instrument DateJun 1, 2018
Instrument425010
Transaction TypeTransfer
Record UpdatedSep 3, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$385.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address515 W SMOKE TREE RD GILBERT AZ 852336870, GILBERT, AZ 85233-6870

Mortgage

Document Number425011
DateJun 4, 2018
Instrument425011
Lender
NameCITYWIDE HMS LNS
TypeFunding / Finance Company
AddressSANDY, UT 84070
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 3, 2048

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJun 5, 2018
Property Address1540 E TOLEDO ST, GILBERT, AZ 85295-5512
Document Number0000430047
Instrument DateJun 1, 2018
Instrument430047
Transaction TypeTransfer
Record UpdatedJun 12, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1540 E TOLEDO ST GILBERT AZ 852955512, GILBERT, AZ 85295-5512

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,510 (-2.94%)$595,100 (-2.94%) Land $119,000 Building $476,100
2025$2,775.00 (+3.24%)
2024$61,310$613,100 Land $122,600 Building $490,500
2023$2,688.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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