1540 E Park Ave, Des Moines, IA 50320 Property Records

Polk County property record for 1540 E Park Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,096 sqft · built 1972
Lot Size	0.477 acres (20,796 sqft)
Owner	Individual Name on File
Last Sale	$89,500 (Sep 2003)
Tax Bill	$2,914 (2024)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7824-14-353-037`

Property Details

APN / Parcel Number

Primary APN	`7824-14-353-037`
Alternative APN	`010/06265-001-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
Gross Area	2,272 sqft
1st Floor Area	1,096 sqft
Basement Area	1,176 sqft

Exterior

Year Built	Built 1972
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,796 sqft (0.477 acres)
Lot Dimensions	199 ft deep x 104 ft wide
Porch	Open Porch
Porch Area	80 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1540 E PARK AVE
City	DES MOINES
State	IA
Zip	50320-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 116 & W 47.5F LOT 117 OP SW 1/4 SW 1/4 -EX N 20F- SEC 14-78-24
Legal Range	24
Legal Township	78
Legal Section	14
Legal Subdivision	SEC 14-78-24
Legal Lot Number	116,117
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1009
Census Tract	3901

Owner

1540 E Park Ave is owned and occupied by an individual who bought it in September 2003.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	5117 S UNION ST, DES MOINES, IA 50315-4608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Dec 23, 2019	Deed of Trust, Mortgage · Conventional with PMI COMMUNITY CHOICE CU
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2003 · Amount on File
Deed Sale	Sep 2, 2003 · Amount on File
Prior Sale	Sep 20, 2001 · Amount on File
Deed Document Number	2003-00031716
Deed Book / Page	10114 / 0574
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1540 E PARK AVE, DES MOINES, IA 50320-1305
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085535
Date	Nov 14, 2022
Book Page	19325/101
Instrument	2022-00085535

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1540 E PARK AVE, DES MOINES, IA 50320-1305
Document Number	0000065783
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 E PARK AVE DES MOINES IA 503201305, DES MOINES, IA 50320-1305

Mortgage

Document Number	0000065783
Date	Jan 30, 2020
Book Page	017682/000972
Instrument	65783

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	CLIVE, IA 50325

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1540 E PARK AVE, DES MOINES, IA 50320-1305
Document Number	0000028557
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 E PARK AVE DES MOINES IA 503201305, DES MOINES, IA 50320-1305

Mortgage

Document Number	0000028557
Date	Sep 30, 2019
Book Page	017517/000472
Instrument	28557

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$192,800 Land $31,200 Building $161,600	$192,800 Land $31,200 Building $161,600
2024	$2,914.00
2023		$163,800 Land $26,000 Building $137,800	$163,800 Land $26,000 Building $137,800
2020	$2,882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1540 E Park Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1540 E Park Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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