Spokane County property record for 1540 E Illinois Ave, Spokane, WA 99207
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,796 sqft · built 1904 |
| Lot Size | 0.337 acres (14,685 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jun 2019) |
| Tax Bill | $4,096 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35093.0413 |
| Primary APN | 35093.0413 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| Gross Area | 2,176 sqft |
| 1st Floor Area | 898 sqft |
| 2nd Floor Area | 898 sqft |
| Basement Area | 200 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,685 sqft (0.337 acres) |
| Garage Type | Detached |
| Garage Area | 1,020 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 496 sqft |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Canopy | 316 sqft |
| Lean-To | 320 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1540 E ILLINOIS AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-5046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF |
| Legal Description | ROSS PARK SUB BLKS 1&2 & HAMLINS LT 8 EXC WLY 24FT BLK 1 EXC RD OF ROSS PARK SUB BLKS 1&2 & LT 7 BLK 2 LESS R/W |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 09 |
| Legal Subdivision | ROSS PARK SUB |
| Legal Block | 1,2 |
| Legal Lot Number | 8 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1800 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1540 E ILLINOIS AVE, SPOKANE, WA 99207-5046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 9, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jun 14, 2019 | Warranty Deed, Transfer · ARM GESA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2019 · Amount on Record |
| Deed Sale | Jun 14, 2019 · Amount on Record |
| Prior Sale | Aug 26, 2004 · Amount on Record |
| Deed Document Number | 20196813550 |
| Prior Transfer Date | Aug 23, 2004 |
| Prior Transfer Doc | 0005115516 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Sep 9, 2026 |
| Property Address | 1540 E ILLINOIS AVE, SPOKANE, WA 99207-5046 |
| Document Number | 0007514488 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 20267514488 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1540 E ILLINOIS AVE, SPOKANE, WA 99207-5046 |
| Document Number | 0007514488, |
|---|---|
| Date | Sep 9, 2026 |
| Instrument | 20267514488 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jun 14, 2019 |
| Property Address | 1540 E ILLINOIS AVE, SPOKANE, WA 99207-5046 |
| Document Number | 0006813550 |
| Map Reference | VOL B PG 34&35 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 6813550 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | VISTA TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,345.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1540 E ILLINOIS AVE, SPOKANE, WA 99207-5046 |
| Document Number | 0006813551 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 6813551 |
| Name | GESA CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2034 |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.1% |
| Index | 10-Year TN |
| Max Rate | 10.1% |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,096.00 (+6.14%) | $406,200 (-4.56%) Land $80,000 Building $326,200 | $406,200 (-4.56%) Land $80,000 Building $326,200 |
| 2025 | $3,859.00 (-7.26%) | ||
| 2024 | $425,600 (+28.39%) Land $65,000 Building $360,600 | $425,600 (+28.39%) Land $65,000 Building $360,600 | |
| 2023 | $4,161.00 (+7.33%) | $331,500 Land $33,000 Building $298,500 | $331,500 Land $33,000 Building $298,500 |
| 2022 | $3,877.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | May 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures