1540 E Horatio Ave, Maitland, FL 32751 Property Records

Orange County property record for 1540 E Horatio Ave, Maitland, FL 32751

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1956
Lot Size	0.19 acres (8,273 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Mar 2019)
Tax Bill	$6,445 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-21-30-3692-01-040`

Property Details

APN / Parcel Number

Primary APN	`31-21-30-3692-01-040`
Alternative APNs	`302131369201040` `466438` `472090` `476655`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	1,354 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1985
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,273 sqft (0.19 acres)
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	721 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1540 E HORATIO AVE
City	MAITLAND
State	FL
Zip	32751-4944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-2
Legal Description	HOLLIEANNA SHORES U/13 LOT 4 BLK A (LESS RD R/W ON N)
Legal Range	30E
Legal Township	21S
Legal Section	31
Legal Subdivision	HOLLIEANNA SHORES
Legal Tract	3692
Legal Block	A
Legal Lot Number	4
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1003
Census Tract	15701

Owner

1540 E Horatio Ave is owned and occupied by an individual who bought it in March 2019.

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1540 E HORATIO AVE, MAITLAND, FL 32751-4944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK
Mar 11, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2019 · Amount on File
Deed Sale	Mar 11, 2019 · Amount on File
Prior Sale	Jul 8, 2008 · Amount on File
Deed Document Number	2019144412
Prior Transfer Date	Jul 22, 2003
Prior Transfer Doc	0000409135
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1540 E HORATIO AVE, MAITLAND, FL 32751-4944
Document Number	0000360615
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 E HORATIO AVE MAITLAND FL 327514944, MAITLAND, FL 32751-4944

Mortgage

Document Number	0000360615
Date	Jul 2, 2020
Instrument	360615

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 11, 2019
Property Address	1540 E HORATIO AVE, MAITLAND, FL 32751-4944
Document Number	0000144412
Map Reference	MB U PG 13
Instrument Date	Mar 8, 2019
Instrument	20190144412
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	BROKERS TITLE OF CTRL FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2470 LAUDER DR, 2470, MAITLAND, FL 32751-4081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 E HORATIO AVE, MAITLAND, FL 32751-4944
Investor	Possibly a Property Investor

Mortgage

Document Number	0000144413
Date	Mar 11, 2019
Instrument	20190144413

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1540 E Horatio Ave was $6,445, up 3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Maitland City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,070 (-10.73%) Land $150,000 Building $239,070	$389,070 (-10.96%) Land $150,000 Building $239,070
2025	$6,445.00 (+2.96%) Homeowner's exemption	$435,844	$436,950 Land $150,000 Building $286,950
2024	$6,260.00 (+9.59%)
2023	$5,712.00 (+19.67%)	$415,635 (+23.93%) Land $125,000 Building $290,635	$415,635 (+23.93%) Land $125,000 Building $290,635
2022	$4,773.00	$335,376 Land $125,000 Building $210,376	$335,376 Land $125,000 Building $210,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1540 E Horatio Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	3 (1978–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1540 E Horatio Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAITLAND, CITY OF (3 WPS) serves 13,370 people · EPA ID FL3480203
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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