1540 E Elm Rd, Lakeland, FL 33801 Property Records

Polk County property record for 1540 E Elm Rd, Lakeland, FL 33801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,589 sqft · built 1957
Lot Size	0.226 acres (9,853 sqft)
Owner	2 Individual Names on File
Last Sale	$29,400 (Oct 2016)
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-28-17-193000-007090`

Property Details

APN / Parcel Number

Primary APN	`24-28-17-193000-007090`
Alternative APNs	`172824193000007090` `72824000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,589 sqft Living Area
1st Floor Area	1,433 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,853 sqft (0.226 acres)
Lot Dimensions	162 ft deep x 57 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	528 sqft
Porch	Florida Room
Porch Area	216 sqft

Location & Zoning

Street Address	1540 E ELM RD
City	LAKELAND
State	FL
Zip	33801-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	SHORE ACRES PB 7 PG 15 BLK 7 LOT 9
Legal Range	24E
Legal Township	28S
Legal Section	17
Legal Subdivision	SHORE ACRES
Legal Tract	193000
Legal Block	7
Legal Lot Number	9
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1026
Census Tract	10300

Owner

1540 E Elm Rd is owned and occupied by two individuals who bought it in October 2016.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1540 E ELM RD, LAKELAND, FL 33801-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2016 · Amount on File
Deed Sale	Oct 21, 2016 · Amount on File
Prior Sale	Aug 15, 2003 · Amount on File
Deed Document Number	2016191531
Deed Book / Page	9964 / 1826
Prior Transfer Date	Oct 13, 2016
Prior Transfer Doc	0000191531
Record Updated	Oct 29, 2026

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jan 23, 2018
Property Address	1540 E ELM RD, LAKELAND, FL 33801-2320
Document Number	0103750011
Book / Page	010375 / 000011
Instrument Date	Jan 18, 2018
Instrument	16012
Transaction Type	Transfer
Record Updated	Feb 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,270.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2120 SYLVESTER RD LAKELAND FL 338033555, LAKELAND, FL 33803-3555

Tax Assessment & Valuation

The 2025 property tax bill for 1540 E Elm Rd was $1,669 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,717 (+2.95%)	$235,273 (+12.6%) Land $40,882 Building $194,391
2025	$1,669.00 Homeowner's exemption	$135,710	$208,941 Land $23,457 Building $185,484
2023	$1,559.00 (+3.86%) Homeowner's exemption	$128,308 (+2.89%)	$205,338 (+3.46%) Land $22,472 Building $182,866
2022	$1,501.00 Homeowner's exemption	$124,707	$198,477 Land $19,061 Building $179,416

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1540 E Elm Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1540 E Elm Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20