Maricopa County property record for 1540 E Elgin St, Gilbert, AZ 85295 · Last verified November 2025
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,893 sqft Living Area |
| Lot Size | 3,655 sqft (0.083 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $342,500 (2021) |
| Tax Bill | $1,265.00 (2025) |
| Primary APN | 309-31-380 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,893 sqft Living Area |
| 1st Floor | 1,064 sqft 1st Floor |
| 2nd Floor | 829 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 3,655 sqft (0.083 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 128 sqft Patio |
| Cooling System | Refrigerator Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1540 E ELGIN ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85295-8316 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | SPECTRUM AT VAL VISTA PARCEL 15 MCR 640-17 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 32 |
| Legal Quarter | SE |
| Legal Quarter Quarter | NE |
| Legal Subdivision | SPECTRUM AT VAL VISTA PARCEL 15 |
| Legal Lot Number | 154 |
| Jurisdiction | MARICOPA AZ |
| Minor Civil Division | CHANDLER |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 815402 |
Source: Maricopa County records · APN 309-31-380
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1540 E ELGIN ST, GILBERT, AZ 85295-8316 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 10, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on Record |
| Deed Sale | Apr 16, 2021 · Amount on Record |
| Prior Sale | Sep 14, 2011 |
| Deed Doc Number | 20210427371 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Apr 16, 2021 |
| Property Address | 1540 E ELGIN ST, GILBERT, AZ 85295-8316 |
| Document Number | 0000427371 |
| Map Reference | MB 640 PG 17 |
| Instrument Date | Apr 09, 2021 |
| Instrument | 20210427371 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | EMPIRE WEST TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 HAMSTEAD RD, 9, FREDERICKSBURG, VA 22405-1838 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 1540 E ELGIN ST, GILBERT, AZ 85295-8316 |
| Document Number | 0000427372 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 20210427372 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1540 E ELGIN ST, GILBERT, AZ 85295-8316 |
| Document Number | 0000088794 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2019 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 17 CARLSBAD DR STAFFORD VA 225547754, STAFFORD, VA 22554-7754 |
| Document Number | 0000088794 |
|---|---|
| Date | Feb 08, 2019 |
| Instrument | 88794 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 07, 2059 |
| Rate Type | Adjustable Rate |
|---|
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,600 (-6.88%) | $376,000 (-6.88%) Land $75,200 Building $300,800 | |
| 2025 | $1,265.00 (+3.18%) | ||
| 2024 | $40,380 | $403,800 Land $80,700 Building $323,100 | |
| 2023 | $1,226.00 |
Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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