1540 Dodd Rd, Niles, MI 49120 Property Records

Cass County property record for 1540 Dodd Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 2009
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (May 2026)
Tax Bill	$2,485 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-020-015-012-30`

Property Details

APN / Parcel Number

Primary APN	`14-020-015-012-30`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,400 sqft Building Perimeter
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Lot Area	65,340 sqft (1.5 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1540 DODD RD
City	NILES
State	MI
Zip	49120-9452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	193A-3 COM S 0 DEG 22'53E 1731.55 FT FRM N 1/4 COR, TH S 0 DEG 22'53E 198 FT, W 330 FT, N 0 DEG 22'53W 198 FT, E 330 FT TO
Legal Range	16W
Legal Township	07S
Legal Section	15
Jurisdiction	CASS MI
Township / Civil Division	HOWARD
Census Block Group	3
Census Block	3000
Census Tract	2202

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1540 DODD RD, NILES, MI 49120-9452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK
Dec 7, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 7, 2011	Deed of Trust, Mortgage · Line of Credit FIRST FSB
Jul 13, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
Oct 28, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
May 11, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Jun 25, 2008 · Amount on Record
Deed Document Number	202631615
Deed Book / Page	1276 / 431
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	1540 DODD RD, NILES, MI 49120-9452
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 DODD RD, NILES, MI 49120-9452

Mortgage

Document Number	01223/1450
Date	Sep 23, 2022
Book Page	1223/1450

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	1540 DODD RD, NILES, MI 49120-9452
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 DODD RD, NILES, MI 49120-9452

Mortgage

Document Number	01240/1104
Date	Dec 7, 2023
Book Page	1240/1104

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	1540 DODD RD, NILES, MI 49120-9452
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01027/2119
Date	Jul 7, 2011
Book Page	1027/2119

Lender

Name	FIRST FSB
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	1540 DODD RD, NILES, MI 49120-9452
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01044/1633
Date	Jul 13, 2012
Book Page	1044/1633

Lender

Name	FIRST FSB
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2027

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	1540 DODD RD, NILES, MI 49120-9452
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01017/0873
Date	Oct 28, 2010
Book Page	1017/0873

Lender

Name	FIRST FSB
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2030

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	May 11, 2026
Property Address	1540 DODD RD, NILES, MI 49120-9452
Document Number	001276/431
Book / Page	1276 / 431
Instrument Date	Apr 20, 2026
Instrument	202631615
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1540 DODD RD, NILES, MI 49120-9452
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031616,
Date	May 11, 2026
Book Page	1276/433
Instrument	202631616

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Howard Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,900 (+19.3%) Land $153,900	$307,800 (+19.3%) Land $307,800
2025	$2,485.00 (+2.43%) Homeowner's exemption	$129,000 (+23.33%) Land $129,000	$258,000 (+23.33%) Land $258,000
2024	$2,426.00 (+18.17%)
2023		$104,600	$209,200
2022	$2,053.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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