1540 Delaware St, Oshkosh, WI 54902 Property Records

Winnebago County property record for 1540 Delaware St, Oshkosh, WI 54902 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1947
Square Footage1,222 sqft Living Area
Lot Size7,000 sqft (0.161 acres)
OccupancyOwner Occupied
Last Sale$230,000 (2025)
Tax Bill$2,979.00 (2024)

Property Details

APN / Parcel Number

Primary APN13-04760000
Alternative APN
  • 913-04760000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,222 sqft Living Area
Gross Area240 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleCape Cod Style
Exterior MaterialOther Exterior
Lot Area7,000 sqft (0.161 acres)
Depth X Width140 ft x 50 ft Depth x Width
Garage TypeAttached Garage
Garage Area240 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number913-04760000
Street Address1540 DELAWARE ST
CityOSHKOSH
StateWI
Zip54902-6548
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 51 C M PLUMMERS REPLAT
Legal SubdivisionC M PLUMMERS REPLAT
Legal Lot Number51
JurisdictionWINNEBAGO WI
Minor Civil DivisionOSHKOSH
Census Blockgroup4
Census Block4001
Census Tract1400

Owner

Source: Winnebago County records · APN 13-04760000

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1540 DELAWARE ST, OSHKOSH, WI 54902-6548
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2025Deed of Trust, Mortgage · Line of Credit
VERVE A CU
Sep 08, 2025Warranty Deed, Transfer · Conventional Mortgage
CAPITAL CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 08, 2025 · Amount on Record
Deed SaleSep 08, 2025 · Amount on Record
Prior SaleMar 17, 2020 · Amount on Record
Deed Doc Number20251952010
Record RefreshedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO WI
Property Address1540 DELAWARE ST, OSHKOSH, WI 54902-6548
Transaction TypeMortgage
Record UpdatedOct 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001951001
DateAug 22, 2025
Instrument1951001
Lender
NameVERVE A CU
TypeCredit Union
AddressOSHKOSH, WI 54903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term242 Months
DueOct 20, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO WI
Recording DateSep 08, 2025
Property Address1540 DELAWARE ST, OSHKOSH, WI 54902-6548
Document Number0001952010
Instrument DateSep 05, 2025
Instrument1952010
Transaction TypeTransfer
Record UpdatedMay 07, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$690.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1540 DELAWARE ST, OSHKOSH, WI 54902-6548

Mortgage

Document Number0001952011
DateSep 08, 2025
Instrument1952011
Lender
NameCAPITAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateOct 01, 2032
Change FrequencyAnnually
Min Rate At Change4.73%
Max Rate At Change8.37%
Index52-Week T-Bill (1-Year)
Max Rate11.3%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityOshkosh City
Unified School DistrictOshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$171,700 (-) Land $23,700 Building $148,000
2024$2,979.00 (+16.23%)$171,700 (+75.38%) Land $23,700 Building $148,000$179,146 (+26.63%) Land $24,727 Building $154,419
2023$2,563.00 (-0.39%) Homeowner's exemption$97,900 (-) Land $15,300 Building $82,600$141,468 Land $22,109 Building $119,359
2022$2,573.00 Homeowner's exemption$97,900 Land $15,300 Building $82,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (55139C), updated March 26, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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