1540 Cooper Ave, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 1540 Cooper Ave, Kannapolis, NC 28081

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,258 sqft · built 1981
Lot Size	0.053 acres (2,275 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jun 2026)
Tax Bill	$1,430 (2023)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5612 39 8674`

Property Details

APN / Parcel Number

Primary APN	`5612 39 8674`
Alternative APNs	`04065 0033.000000` `7379970` `163632`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,258 sqft Living Area
Gross Area	1,556 sqft
1st Floor Area	614 sqft
Upper Floors Area	644 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,275 sqft (0.053 acres)
Lot Dimensions	91 ft deep x 25 ft wide

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	158 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	163632
Street Address	1540 COOPER AVE
City	KANNAPOLIS
State	NC
Zip	28081-5856
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R4
Legal Description	UNIT 14 MEADOWBROOK TOWNHOMES
Legal Subdivision	AZALEA AVE AREA
Legal Unit	14
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3012
Census Tract	41100

Owner

1540 Cooper Ave, a townhouse, is owned and occupied by an individual who bought it in June 2026.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1540 COOPER AVE, KANNAPOLIS, NC 28081-5856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	Jun 16, 2023 · Amount on File
Deed Document Number	202614712
Deed Book / Page	18048 / 67
Prior Transfer Date	May 18, 1999
Prior Transfer Doc	2544000001
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 22, 2026
Property Address	1540 COOPER AVE, KANNAPOLIS, NC 28081-5856
Document Number	0000014712
Book / Page	18048 / 67
Instrument Date	Jun 22, 2026
Instrument	202614712
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	INTEGRATED TITLE INC, INTEGRATED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 COOPER AVE, KANNAPOLIS, NC 28081-5856

Mortgage

Document Number	0000014713,
Date	Jun 22, 2026
Instrument	202614713

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 16, 2023
Property Address	1540 COOPER AVE, KANNAPOLIS, NC 28081-5856
Document Number	0016534122
Book / Page	16534 / 122
Map Reference	MB 18 PG 90
Instrument Date	Jun 15, 2023
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	SOUTHERN HOME TITLE, SOUTHERN HOMES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5110 WAKEHURST ST, KANNAPOLIS, NC 28081-6512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 COOPER AVE, KANNAPOLIS, NC 28081-5856

Mortgage

Document Number	0165340124
Date	Jun 16, 2023
Instrument	16534-0124

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,250 (-) Land $58,000 Building $136,250
2025		$194,250 Land $58,000 Building $136,250
2024			$194,250 (+86.05%) Land $58,000 Building $136,250
2023	$1,430.00	$104,410 Land $28,000 Building $76,410	$104,410 Land $28,000 Building $76,410

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1540 Cooper Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1540 Cooper Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: Hotwire Communications, Verizon.

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