St. Johns County property record for 1540 Co Rd 13 S, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2019 |
| Square Footage | 3,583 sqft Living Area |
| Lot Size | 76,665 sqft (1.76 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $120,000 (2017) |
| Tax Bill | $9,264.00 (2025) |
| Primary APN | 021890-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Building Area | 3,583 sqft Living Area |
| Gross Area | 4,159 sqft Gross Area |
| 1st Floor | 3,583 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 76,665 sqft (1.76 acres) |
| Depth X Width | 863 ft x 290 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Pool Area | 1,271 sqft Pool |
| Patio Area | 959 sqft Patio |
| Porch Area | 620 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1540 COUNTY ROAD 13 S |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-9628 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1-152 RIVER FRONT LOTS LOTS 4 & 5 BLK H (EX R/W RD 13) & (EX PT W OF RD IN OR1016/394) (EX PT IN OR4317/647) OR4317/649 |
| Legal Range | 27E |
| Legal Township | 08S |
| Legal Section | 39 |
| Legal Subdivision | RIVERDALE RIVERFRONT LOTS |
| Legal Block | H |
| Legal Lot Number | 4,5 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | HASTINGS |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 21102 |
Source: St. Johns County records · APN 021890-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1540 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jul 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Dec 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jan 13, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Jan 13, 2017 | Warranty Deed, Transfer ATTORNEYS TITLE SVCS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 13, 2017 · Amount on Record |
| Deed Sale | Jan 13, 2017 · Amount on Record |
| Deed Doc Number | 20173379 |
| Deed Book / Page | 4317 / 649 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1540 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9628 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1540 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9628 |
| Document Number | 0053741463 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 5374/1463 |
| Instrument | 2021103670 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1540 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045880246 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 4588/0246 |
| Instrument | 2018054513 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1540 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048240869 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 4824/0869 |
| Instrument | 2019081966 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1540 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MIS |
| Name | Verified Name |
|---|---|
| Address | 1540 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9628 |
| Document Number | 0051120300 |
|---|---|
| Date | Dec 01, 2020 |
| Book Page | 5112/300 |
| Instrument | 2020108852 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 13, 2017 |
| Property Address | 1540 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9628 |
| Document Number | 0043170647 |
| Book / Page | 004317 / 000647 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 3378 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1535 STATE ROAD 13 ST JOHNS FL 32259, ST JOHNS, FL 32259 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 13, 2017 |
| Property Address | 1540 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9628 |
| Document Number | 0043170649 |
| Book / Page | 4317 / 0649 |
| Map Reference | MB1 PG144-153 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 2017003379 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEYS TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5175 POND VIEW DR, 5175, JACKSONVILLE, FL 32258-3400 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $720,748 (+2.7%) | $1,022,780 (-19.73%) Land $490,793 Building $531,987 | |
| 2025 | $9,264.00 (+11.45%) Homeowner's exemption | $701,799 (+2.9%) | $1,274,154 (+14.11%) Land $385,209 Building $888,945 |
| 2024 | $8,312.00 (+1.88%) Homeowner's exemption | $682,020 (+3%) | $1,116,572 (+17.08%) Land $385,209 Building $731,363 |
| 2023 | $8,159.00 (+2.5%) Homeowner's exemption | $662,155 (+3%) | $953,674 (+12%) Land $218,760 Building $734,914 |
| 2022 | $7,960.00 Homeowner's exemption | $642,869 | $851,478 Land $260,208 Building $591,270 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 57% of the US · above 28% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 962 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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