1540 Clarence St, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1540 Clarence St, Saint Paul, MN 55106

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 916 sqft · built 1973
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on Record
Last Sale$206,060 (Jul 2015)
Tax Bill$5,186 (2025)
Deeds & MortgagesOct 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN22-29-22-23-0042

Property Details

APN / Parcel Number

Primary APN22-29-22-23-0042
Alternative APNs
  • 8307445
  • 347300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area916 sqft Living Area
1st Floor Area1,196 sqft
Basement Area550 sqft
Finished Basement550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions120 ft deep x 55 ft wide
Garage TypeDetached
Garage Area624 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number347300
Street Address1540 CLARENCE ST
CitySAINT PAUL
StateMN
Zip55106-1414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEVIEW ADDITION NO. 1 EX N 15 FT. LOT 7 N 20 FT OF LOT 9 & ALL OF LOT 8 BLK 3
Legal Range22
Legal Township29
Legal Section22
Legal SubdivisionLAKEVIEW ADDITION NO. 1
Legal Block3
Legal Lot Number7,9,8
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group3
Census Block3014
Census Tract30703

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1540 CLARENCE ST, SAINT PAUL, MN 55106-1414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2015 · Amount on Record
Deed SaleJul 27, 2015 · Amount on Record
Deed Document Number20152535630
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1540 CLARENCE ST, SAINT PAUL, MN 55106-1414
Transaction TypeMortgage
Record UpdatedOct 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T02762755
DateOct 12, 2023
InstrumentT02762755
Lender
NameSPIRE CU
TypeCredit Union
AddressSAINT PAUL, MN 55113
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueOct 15, 2033

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$333,000 (+14.28%) Land $35,000 Building $298,000$333,000 (+14.28%) Land $35,000 Building $298,000
2025$5,186.00 (+3.8%)
2023$4,996.00 Homeowner's exemption$291,400 Land $25,000 Building $266,400$291,400 Land $25,000 Building $266,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire.

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