1540 Central Ave, Deerfield, IL 60015 Property Records

Lake County property record for 1540 Central Ave, Deerfield, IL 60015

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,696 sqft · built 1977
Lot Size0.459 acres (19,998 sqft)
Owner2 Individual Names on Record
Tax Bill$19,207 (2024)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN16-32-102-020

Property Details

APN / Parcel Number

Primary APN16-32-102-020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,696 sqft Living Area
Gross Area4,516 sqft
1st Floor Area1,492 sqft
2nd Floor Area1,204 sqft
Upper Floors Area1,204 sqft
Basement Area1,204 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area19,998 sqft (0.459 acres)
Lot Dimensions202 ft deep x 99 ft wide
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1540 CENTRAL AVE
CityDEERFIELD
StateIL
Zip60015-3963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHASTINGS SUB E 100 FT LOT 1
Legal SubdivisionHASTINGS SUB
Legal Lot Number1
JurisdictionLAKE IL
Township / Civil DivisionWEST DEERFIELD
Census Block Group2
Census Block2001
Census Tract864903

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1540 CENTRAL AVE, DEERFIELD, IL 60015-3963
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address1540 CENTRAL AVE, DEERFIELD, IL 60015-3963
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007367976
DateJan 26, 2017
Instrument7367976
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWest Deerfield Township
MunicipalityDeerfield Village
Elementary School DistrictDeerfield School District 109 (PK - 08)
Secondary School DistrictTownship High School District 113 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$235,050 (+16.39%) Land $82,884 Building $152,166$705,221 (+16.39%) Land $248,677 Building $456,544
2024$19,207.00 (+4.76%)
2023$18,334.00 (+6.09%)$201,944 (-1.3%) Land $75,871 Building $126,073$605,893 (-1.3%) Land $227,636 Building $378,257
2022$17,281.00$204,611 Land $81,494 Building $123,117$613,894 Land $244,506 Building $369,388

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1978–1982)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEERFIELD
serves 19,196 people · EPA ID IL0974340
Water SourcePurchased surface water from HIGHLAND PARK
Last State InspectionOct 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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