1540 Cantabria Pl, Upland, CA 91786 Property Records

San Bernardino County property record for 1540 Cantabria Pl, Upland, CA 91786

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3 ba · 2,222 sqft · built 2017
Lot Size	0.078 acres (3,381 sqft)
Owner	Individual Name on File
Last Sale	$571,500 (Jan 2018)
Tax Bill	$7,172 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1006-083-39-0000`

Property Details

APN / Parcel Number

Primary APN	`1006-083-39-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,222 sqft Living Area
Gross Area	2,653 sqft
1st Floor Area	954 sqft
2nd Floor Area	1,268 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	3,381 sqft (0.078 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1540 CANTABRIA PL
City	UPLAND
State	CA
Zip	91786-2117
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 20017 LOT 39 BOOK 346 PAGE 62 AND INT IN COMMON AREA
Legal Tract	20017
Legal Block	1
Legal Lot Number	39
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1003
Census Tract	817

Owner

1540 Cantabria Pl, a planned unit development, is owned and occupied by an individual who bought it in January 2018.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1540 CANTABRIA PL, UPLAND, CA 91786-2117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage PREFERRED BANK
Mar 13, 2019	Deed of Trust, Mortgage · ARM EAST WEST BANK
Jan 17, 2018	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2018 · Amount on File
Deed Sale	Jan 17, 2018 · Amount on File
Deed Document Number	201816694
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1540 CANTABRIA PL, UPLAND, CA 91786-2117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000479643
Date	Dec 27, 2019
Instrument	2019-0479643

Lender

Name	PREFERRED BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Margin	3
Max Rate	10.2%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1540 CANTABRIA PL, UPLAND, CA 91786-2117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076995
Date	Mar 13, 2019
Instrument	2019-0076995

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	11.3%
Index	1-Year CMT
Max Rate	11.3%

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 17, 2018
Property Address	1540 CANTABRIA PL, UPLAND, CA 91786-2117
Document Number	0000016694
Map Reference	MB 346 PG 62-65
Instrument Date	Nov 22, 2017
Instrument	2018-0016694
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE BUILDER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 CANTABRIA PL, UPLAND, CA 91786-2117

Mortgage

Document Number	0000016696
Date	Jan 17, 2018
Instrument	2018-0016696

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Feb 1, 2019
Change Frequency	Annually
Min Rate At Change	4.32%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

The 2025 property tax bill for 1540 Cantabria Pl was $7,172.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$662,718 (+2%) Land $232,118 Building $430,600
2025	$7,172.00	$649,724 Land $227,567 Building $422,157
2023	$6,846.00 (+2.18%)	$624,494 Land $218,730 Building $405,764
2022	$6,700.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1540 Cantabria Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1540 Cantabria Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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