Rice County property record for 1540 Bluff St, Dundas, MN 55019
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,419 sqft · built 2022 |
| Lot Size | 0.269 acres (11,721 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (Mar 2022) |
| Tax Bill | $6,312 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage Apr 2022 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.13.2.51.004 |
| Primary APN | 17.13.2.51.004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,419 sqft Living Area |
| 1st Floor Area | 1,419 sqft |
| Basement Area | 1,419 sqft |
| Finished Basement | 40 sqft |
| Unfinished Basement | 1,419 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,721 sqft (0.269 acres) |
| Lot Dimensions | 162 ft deep x 89 ft wide |
| Garage Type | Attached |
| Garage Area | 673 sqft |
| Driveway | Asphalt Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 77 sqft |
| Deck Area | 272 sqft |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1540 BLUFF ST |
|---|---|
| City | DUNDAS |
| State | MN |
| Zip | 55019-4083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLOCK 1 OF TOWER HEIGHTS |
| Legal Subdivision | TOWER HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | RICE MN |
| Township / Civil Division | DUNDAS |
| Census Block Group | 4 |
| Census Block | 4075 |
| Census Tract | 70200 |
Source: Rice County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1540 BLUFF ST, DUNDAS, MN 55019-4083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC |
| Apr 5, 2022 | Warranty Deed, Construction Loan · Construction Mortgage STAR BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2022 · Amount on Record |
| Deed Sale | Mar 18, 2022 · Amount on Record |
| Deed Document Number | 20221391992 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICE MN |
| Property Address | 1540 BLUFF ST, DUNDAS, MN 55019-4083 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A754605 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | A754605 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICE MN |
| Recording Date | Apr 5, 2022 |
| Property Address | 1540 BLUFF ST, DUNDAS, MN 55019-4083 |
| Document Number | 000A750431 |
| Instrument Date | Mar 18, 2022 |
| Instrument | A750431 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 13, 2023 |
| Title Company | ATTORNEYS TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $313.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1540 BLUFF ST, DUNDAS, MN 55019-4083 |
| Document Number | 000A750432 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | A750432 |
| Name | STAR BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Mar 18, 2023 |
Source: Rice County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Rice County |
| Municipality | Dundas City |
| Unified School District | Northfield Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,312.00 (+17.59%) | $414,400 (+1.32%) Land $104,000 Building $310,400 | $414,400 (+1.32%) Land $104,000 Building $310,400 |
| 2025 | $409,000 (+9.8%) Land $102,100 Building $306,900 | $409,000 (+9.8%) Land $102,100 Building $306,900 | |
| 2024 | $5,368.00 | $372,500 (-) Land $96,500 Building $276,000 | $372,500 (-) Land $96,500 Building $276,000 |
| 2023 | $372,500 Land $96,500 Building $276,000 | $372,500 Land $96,500 Building $276,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1997–2013) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Dundas serves 1,490 people · EPA ID MN1660015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
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