1540 Bernal Ave, Burlingame, CA 94010 Property Records

San Mateo County property record for 1540 Bernal Ave, Burlingame, CA 94010

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,310 sqft · built 1927
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,573,000 (May 2013)
Tax Bill	$23,459 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`026-033-220`

Property Details

APN / Parcel Number

Primary APN	`026-033-220`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,310 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,710 sqft
Basement Area	830 sqft
Finished Basement	500 sqft
Unfinished Basement	330 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Tudor
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
View / Lot	Alley
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1540 BERNAL AVE
City	BURLINGAME
State	CA
Zip	94010-5508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 14 BLOCK 55 EASTON ADD BURLINGAME NO 5 RSM 7/46
Legal Subdivision	EASTON ADD BURLINGAME
Legal Block	55
Legal Lot Number	14
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1002
Census Tract	605200

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1540 BERNAL AVE, BURLINGAME, CA 94010-5508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Mar 27, 2020	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2013 · Amount on Record
Deed Sale	May 10, 2013 · Amount on Record
Prior Sale	Jan 31, 2006 · Amount on Record
Deed Document Number	201370544
Prior Transfer Date	Jan 12, 2006
Prior Transfer Doc	0000006048
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1540 BERNAL AVE, BURLINGAME, CA 94010-5508
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028501
Date	Mar 31, 2017
Instrument	2017-028501

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 21, 2047

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1540 BERNAL AVE, BURLINGAME, CA 94010-5508
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 BERNAL AVE, BURLINGAME, CA 94010-5508

Mortgage

Document Number	0000046487
Date	Jun 8, 2022
Instrument	2022-046487

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1540 BERNAL AVE, BURLINGAME, CA 94010-5508
Document Number	0000031014
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1540 BERNAL AVE BURLINGAME CA 940105508, BURLINGAME, CA 94010-5508

Mortgage

Document Number	0000031014
Date	Apr 6, 2020
Instrument	31014

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Burlingame City
Elementary School District	Burlingame Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,077,186 (+2%) Land $1,821,277 Building $255,909
2025	$23,459.00 (+4.55%) Homeowner's exemption	$2,036,458 (+4.04%) Land $1,785,566 Building $250,892
2023	$22,439.00 (+2.53%) Homeowner's exemption	$1,957,383 Land $1,716,231 Building $241,152	$2,333,970
2022	$21,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BURLINGAME serves 32,453 people · EPA ID CA4110003
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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