1540 Abercorn St NW, Concord, NC 28027 Property Records

Cabarrus County property record for 1540 Abercorn St NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,120 sqft · built 2010
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Aug 2024)
Tax Bill	$3,950 (2023)
Deeds & Mortgages	Oct 2021 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03016A0186.000000`

Property Details

APN / Parcel Number

Primary APN	`03016A0186.000000`
Alternative APNs	`4681 38 3448` `123014` `172944`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,120 sqft Living Area
Gross Area	3,950 sqft
1st Floor Area	1,480 sqft
Upper Floors Area	1,640 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Patio Area	120 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	172944
Street Address	1540 ABERCORN ST NW
City	CONCORD
State	NC
Zip	28027-3545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2-CU
Legal Description	LT 186 RESERVE AT MOSS CREEK
Legal Subdivision	MOSS CREEK AREA 3
Legal Lot Number	186
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	2
Census Block	2000
Census Tract	41304

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1540 ABERCORN ST NW, CONCORD, NC 28027-3545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 10, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
May 14, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 14, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on Record
Deed Sale	Aug 30, 2024 · Amount on Record
Prior Sale	May 14, 2018 · Amount on Record
Deed Document Number	202418524
Deed Book / Page	17080 / 211
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1540 ABERCORN ST NW, CONCORD, NC 28027-3545
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015607146
Date	Oct 27, 2021
Book Page	15607/146

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1540 ABERCORN ST NW, CONCORD, NC 28027-3545
Document Number	1350571
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1540 ABERCORN ST NW CONCORD NC 280273545, CONCORD, NC 28027-3545

Mortgage

Document Number	1350571
Date	May 15, 2019
Book Page	013505/000071
Instrument	11702

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 14, 2018
Property Address	1540 ABERCORN ST NW, CONCORD, NC 28027-3545
Document Number	0012997306
Book / Page	12997 / 0306
Map Reference	MB43 PG31
Instrument Date	May 14, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1148 NIXON HEIGHTS LN, 1148, DENVER, NC 28037-7564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 ABERCORN ST NW, CONCORD, NC 28027-3545

Mortgage

Document Number	0012997309
Date	May 14, 2018
Instrument	12997/309

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1540 ABERCORN ST NW, CONCORD, NC 28027-3545
Document Number	1264059
Book / Page	012640 / 000059
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2017
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 ABERCORN ST NW CONCORD NC 280273545, CONCORD, NC 28027-3545

Mortgage

Document Number	1264059
Date	Aug 23, 2017
Book Page	012640/000059
Instrument	21736

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,060 (-) Land $105,000 Building $441,060
2025		$546,060 (+68.64%) Land $105,000 Building $441,060
2024			$546,060 (+68.64%) Land $105,000 Building $441,060
2023	$3,950.00	$323,810 Land $68,000 Building $255,810	$323,810 Land $68,000 Building $255,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

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