San Luis Obispo County property record for 1540 7th St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 899 sqft · built 1974 |
| Lot Size | 0.109 acres (4,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $795,000 (Mar 2026) |
| Tax Bill | $4,046 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Line of Credit Aug 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-362-052 |
| Primary APN | 038-362-052 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 899 sqft Living Area |
| 1st Floor Area | 899 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Wood |
| Lot Area | 4,750 sqft (0.109 acres) |
| Lot Dimensions | 125 ft deep x 38 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 1540 7TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-1620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | PM 13/1 PAR 2 |
| Legal Subdivision | EL MORO |
| Legal Block | 3 |
| Legal Lot Number | 40 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10701 |
1540 7th St is owned by an individual who bought it in March 2026.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 425, WOODLAKE, CA 93286-0425 |
| Owner Type | Individual |
| Vesting | Widow or Widower |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2026 | Grant Deed, Transfer · Line of Credit CMG MORTGAGE INC |
| Aug 6, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on File |
| Deed Sale | Mar 17, 2026 · Amount on File |
| Deed Document Number | 20267997 |
| Prior Transfer Date | Jul 25, 2019 |
| Prior Transfer Doc | 0000031843 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 17, 2026 |
| Property Address | 1540 7TH ST, LOS OSOS, CA 93402-1620 |
| Document Number | 0000007997 |
| Map Reference | MB 13 PG 1 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 2026007997 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 425, WOODLAKE, CA 93286-0425 |
| Document Number | 0000007998 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 2026007998 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 21, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 6, 2019 |
| Property Address | 1540 7TH ST, LOS OSOS, CA 93402-1620 |
| Document Number | 0000031843 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 31843 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1540 7TH ST LOS OSOS CA 934021620, LOS OSOS, CA 93402-1620 |
The 2025 property tax bill for 1540 7th St was $4,046, down 4.4% from the year before.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $794,600 (+452.37%) Land $575,000 Building $219,600 | |
| 2025 | $4,046.00 (-4.4%) Homeowner's exemption | $143,853 Land $58,809 Building $85,044 |
| 2024 | $4,232.00 (+11.57%) | |
| 2023 | $3,793.00 (-4.51%) Homeowner's exemption | $138,269 Land $56,526 Building $81,743 |
| 2022 | $3,972.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1540 7th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1540 7th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.
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