1540 7th St, Gering, NE 69341 Property Records

Scotts Bluff County property record for 1540 7th St, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,084 sqft · built 1957
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jan 2026)
Tax Bill	$1,879 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2026 Sale & Mortgage + 4 more
APN	`1943-01-0-01054-007-0060`

Property Details

APN / Parcel Number

Primary APN	`1943-01-0-01054-007-0060`
Alternative APN	`010064982`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	1,084 sqft
Basement Area	850 sqft
Finished Basement	425 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	234 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	1540 7TH ST
City	GERING
State	NE
Zip	69341-2931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	W 100' LT 11, BLK 7 THORNTONS FIRST ADD
Legal Range	55W
Legal Township	21N
Legal Section	1
Legal Subdivision	THORNTONS FIRST ADD
Legal Block	7
Legal Lot Number	11
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	1
Census Block	1085
Census Tract	953800

Owner

Source: Scotts Bluff County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1540 7TH ST, GERING, NE 69341-2931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · FHA Mortgage LIBERTY 1 LENDING INC
Jan 12, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST NATIONAL BANK OF OMAHA
Nov 14, 2025	Intrafamily Transfer, Transfer
Mar 22, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PLATTE VALLEY BANK
Dec 18, 2020	Quit Claim Deed, Transfer · Line of Credit PLATTE VALLEY BANK
Oct 7, 2020	Special Warranty Deed, Transfer · Line of Credit PLATTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Prior Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	2026138
Prior Transfer Date	Nov 14, 2025
Prior Transfer Doc	0020254567
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1540 7TH ST, GERING, NE 69341-2931
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 7TH ST, GERING, NE 69341-2931
Investor	Possibly a Property Investor

Mortgage

Document Number	0020254484
Date	Nov 7, 2025
Instrument	2025-4484

Lender

Name	LIBERTY 1 LENDING INC
Type	Mortgage Company
Address	LIVONIA, MI 48150

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Jan 12, 2026
Property Address	1540 7TH ST, GERING, NE 69341-2931
Document Number	0002026138
Instrument Date	Jan 9, 2026
Instrument	2026-138
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	TITLE EXPRESS SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$510.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0002026139
Date	Jan 12, 2026
Instrument	2026-139

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	0002026140
Date	Jan 12, 2026
Instrument	2026-140

Lender

Name	NEBRASKA INVESTMENT FINANCE AUTHORITY
Type	Government Agency
Address	LINCOLN, NE 68508

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2036

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Nov 14, 2025
Property Address	1540 7TH ST, GERING, NE 69341-2931
Document Number	0020254567
Instrument Date	Nov 14, 2025
Instrument	2025-4567
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1540 7TH ST, GERING, NE 69341-2931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 7TH ST, GERING, NE 69341-2931

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Mar 22, 2021
Property Address	1540 7TH ST, GERING, NE 69341-2931
Document Number	0020211457
Instrument Date	Mar 18, 2021
Instrument	2021-1457
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2026
Title Company	TITLE EXPRESS SERVICES LLC, TITLE EXPRESS SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020211458
Date	Mar 22, 2021
Instrument	2021-1458

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Dec 18, 2020
Property Address	1540 7TH ST, GERING, NE 69341-2931
Document Number	0020206332
Instrument Date	Dec 18, 2020
Instrument	2020-6332
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Amount	Amount Recorded
Tax	$105.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020206334
Date	Dec 18, 2020
Instrument	2020-6334

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69361

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Oct 7, 2020
Property Address	1540 7TH ST, GERING, NE 69341-2931
Document Number	0020204855
Instrument Date	Sep 30, 2020
Instrument	2020-4855
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020204856
Date	Oct 7, 2020
Instrument	2020-4856

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,150 (+80.95%) Land $12,500 Building $189,650	$202,150 (+80.95%) Land $12,500 Building $189,650
2025	$1,879.00 (+14.92%)	$111,715 (+46.42%) Land $12,500 Building $99,215	$111,715 (+46.42%) Land $12,500 Building $99,215
2023	$1,635.00	$76,300 Land $3,000 Building $73,300	$76,300 Land $3,000 Building $73,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Viaero Wireless.

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