Olmsted County property record for 1540 4th St NE, Byron, MN 55920
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,506 sqft · built 2013 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,400 (Aug 2013) |
| Tax Bill | $2,526 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2019 Second Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 75.34.23.074868 |
| Primary APN | 75.34.23.074868 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,506 sqft Living Area |
| 1st Floor Area | 1,506 sqft |
| Basement Area | 1,506 sqft |
| Finished Basement | 1,204 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 8,756 sqft (0.201 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 246 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1540 4TH ST NE |
|---|---|
| City | BYRON |
| State | MN |
| Zip | 55920-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-34 TWP-107 RANGE-015 BYRON TOWNE VILLAGE 2ND ADD LOT-007 BLOCK-002 LOT 7 BLK 2 |
| Legal Range | 15 |
| Legal Township | 107 |
| Legal Section | 34 |
| Legal Subdivision | BYRON TOWNE VILLAGE 2ND ADD |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | BYRON |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 1901 |
1540 4th St NE is owned and occupied by two individuals who bought it in August 2013.
Source: Olmsted County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1540 4TH ST NE, BYRON, MN 55920-1615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 3, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MAYO EMPLOYEES FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2013 · Amount on File |
| Deed Sale | Aug 27, 2013 · Amount on File |
| Prior Sale | Dec 3, 2008 |
| Deed Document Number | 20131330100 |
| Prior Transfer Date | Dec 2, 2008 |
| Prior Transfer Doc | A1185073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 1540 4TH ST NE, BYRON, MN 55920-1615 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | A1520938 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | A-1520938 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 1540 4TH ST NE, BYRON, MN 55920-1615 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Title Company | ROCHESTER TITLE |
| Name | Verified Name |
|---|
| Document Number | A1475694 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | A-1475694 |
| Name | MAYO EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, MN 55902 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Jun 28, 2024 |
The 2026 property tax bill for 1540 4th St NE was $2,526 with a veteran's exemption.
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Byron City |
| County | Olmsted County |
| Unified School District | Byron Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,526.00 Veteran's exemption | ||
| 2025 | $152,400 Land $20,200 Building $132,200 | $452,400 Land $60,000 Building $392,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1540 4th St NE in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1540 4th St NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Byron serves 6,809 people · EPA ID MN1550001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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