Sherburne County property record for 1540 14th St SE, Saint Cloud, MN 56304
| Property Type | Condominium |
|---|---|
| Lot Size | 0.016 acres (699 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,000 (Feb 2023) |
| Tax Bill | $1,716 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-416-0123 |
| Primary APN | 85-416-0123 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 699 sqft (0.016 acres) |
| Account Number | 43040 |
|---|---|
| Street Address | 1540 14TH ST SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-2000 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | TOWNHOUSES, PHASE IV CONDOMINIUM NO II UNIT 4-D1 & GARAGE UNIT 4-D1. PLUS INTEREST IN COMMON ELEMENT |
| Legal Range | 30W |
| Legal Township | 35N |
| Legal Section | 06 |
| Legal Subdivision | EAST VILLAGE |
| Legal Phase | IV |
| Legal Block | D1 |
| Legal Lot Number | 4 |
| Legal Unit | 4-D1 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 31500 |
1540 14th St SE, a condominium, is owned and occupied by two individuals who bought it in February 2023.
Source: Sherburne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1540 14TH ST SE, SAINT CLOUD, MN 56304-2000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2023 · Amount on File |
| Deed Sale | Feb 15, 2023 · Amount on File |
| Prior Sale | Jun 8, 2005 · Amount on File |
| Deed Document Number | 20231511993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Feb 27, 2023 |
| Property Address | 1540 14TH ST SE, SAINT CLOUD, MN 56304-2000 |
| Document Number | 0000954093 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 954093 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $392.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1540 14TH ST SE, SAINT CLOUD, MN 56304-2000 |
| Document Number | 0000954094 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 954094 |
| Name | GREAT RIVER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.99% |
| Max Rate At Change | 6.99% |
| Index | 1-Year T-Bill |
| Max Rate | 10.9% |
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,700 (-) Land $30,000 Building $117,700 | $147,700 (-) Land $30,000 Building $117,700 | |
| 2025 | $1,716.00 (+37.72%) | $147,700 (+15.3%) Land $30,000 Building $117,700 | $147,700 (+15.3%) Land $30,000 Building $117,700 |
| 2023 | $1,246.00 | $128,100 Land $15,000 Building $113,100 | |
| 2021 | $128,100 Land $15,000 Building $113,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1540 14th St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1540 14th St SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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