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154 Windy Sails, Sharps Chapel, TN 37866 Property Records

Union County property record for 154 Windy Sails, Sharps Chapel, TN 37866

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,862 sqft · built 2006
Lot Size1.28 acres (55,757 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Feb 2020)
Tax Bill$2,180 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN087034 28500

Property Details

APN / Parcel Number

Primary APN087034 28500
Alternative APN
  • 034 28500

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,862 sqft Living Area
1st Floor Area1,644 sqft
Upper Floors Area1,218 sqft
Basement Area492 sqft
Finished Basement492 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2011
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area55,757 sqft (1.28 acres)
TerrainRolling
Garage TypeMixed
Garage Area1,428 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area184 sqft
Deck Area54 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address154 WINDY SAILS
CitySHARPS CHAPEL
StateTN
Zip37866-2652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 05, COUNTY AREA: A08
Legal SubdivisionSUNSET BAY
Legal BlockA
Legal Lot Number72
JurisdictionUNION TN
Township / Civil Division5
Census Block Group2
Census Block2048
Census Tract40300

Owner

Source: Union County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address154 WINDY SAILS, SHARPS CHAPEL, TN 37866-2652
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2020 · Amount on Record
Deed SaleFeb 10, 2020 · Amount on Record
Deed Document Number20000395
Deed Book / PageI9 / 196
Record UpdatedJun 8, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION TN
Recording DateFeb 10, 2020
Property Address154 WINDY SAILS, SHARPS CHAPEL, TN 37866-2652
Document Number0000I9/196
Book / PageI9 / 196
Map ReferenceCAB C SL 84A&83A
Instrument DateFeb 3, 2020
Instrument20000395
Transaction TypeTransfer
Record UpdatedJun 20, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,480.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 WINDY SAILS, SHARPS CHAPEL, TN 37866-2652

Mortgage

Document Number0020000396
DateFeb 10, 2020
Instrument20000396
Lender
NameHOME FEDERAL BANK CORP
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 1, 2040

Tax Assessment & Valuation

Source: Union County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyUnion County
Unified School DistrictUnion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,180.00$114,750 (-) Land $6,250 Building $108,500
2023$114,750 Land $6,250 Building $108,500
2022$459,000 Land $25,000 Building $434,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 87% of Tennessee
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHALLSDALE-POWELL U.D.
serves 84,315 people · EPA ID TN0000280
Water SourceSurface water
Last State InspectionMay 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MountaiNet Telephone Company
Fiber		1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Windy Sails

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