154 Willard St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 154 Willard St, Ayer, MA 01432

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,344 sqft · built 1942
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,337 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`AYER M:035 B:0000 L:0158`

Property Details

APN / Parcel Number

Primary APN	`AYER M:035 B:0000 L:0158`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	787 sqft
Basement Area	1,133 sqft
Unfinished Basement	1,133 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2015
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	154 WILLARD ST
City	AYER
State	MA
Zip	01432-1737
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	GR
Legal Lot Number	158
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	1
Census Block	1011
Census Tract	325101

Owner

Source: Middlesex County and Ayer Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	670 N COMMERCIAL ST, MANCHESTER, NH 03101-1160
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage EASTERN BANK
Dec 12, 2025	Deed of Trust, Mortgage MASSACHUSETTS HOUSING PARTNERSHIP FUND

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	154 WILLARD ST, AYER, MA 01432-1737
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084998-562
Date	Dec 12, 2025
Book Page	84998/562
Instrument	152654

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Amount	Amount Recorded

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	154 WILLARD ST, AYER, MA 01432-1737
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084999-43
Date	Dec 12, 2025
Book Page	84999/43
Instrument	152657

Lender

Name	MASSACHUSETTS HOUSING PARTNERSHIP FUND
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	613 Months
Due	Jan 1, 2077

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,337.00 (+96.21%)	$446,200 (+103.74%) Land $112,200 Building $334,000	$455,450
2023	$2,720.00	$219,000 Land $105,700 Building $113,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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