154 W 21st St, Merced, CA 95340 Property Records

Merced County property record for 154 W 21st St, Merced, CA 95340

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 1.5 ba · 1,975 sqft · built 1905
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on File
Last Sale	$123,000 (Jul 2015)
Tax Bill	$1,689 (2025)
Deeds & Mortgages	Feb 2020 Construction Loan
Flood Zone	Zone AO (high risk)
APN	`030-292-002-000`

Property Details

APN / Parcel Number

Primary APN	`030-292-002-000`
Alternative APN	`030-292-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,975 sqft Living Area
Gross Area	2,335 sqft
1st Floor Area	1,975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Material	Other
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	030-292-002
Street Address	154 W 21ST ST
City	MERCED
State	CA
Zip	95340-3816
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	MERCED LOTS 13&14 BLK 111
Legal Subdivision	MERCED
Legal Block	111
Legal Lot Number	13,14
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2026
Census Tract	1302

Owner

154 W 21st St, a residential property, is owned by a company that bought it in July 2015.

Source: Merced County records, as of August 21, 2026

Owner of Record	Company Name on File
Mailing Address	10153 STATE HIGHWAY 140, LE GRAND, CA 95333-9800
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2015 · Amount on File
Deed Sale	Jul 17, 2015 · Amount on File
Prior Sale	Oct 27, 1999 · Amount on File
Deed Document Number	201524661
Prior Transfer Date	Jul 14, 2015
Prior Transfer Doc	0000024662
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Feb 24, 2020
Property Address	154 W 21ST ST, MERCED, CA 95340-3816
Document Number	0000006298
Instrument Date	Feb 14, 2020
Instrument	6298
Transaction Type	Construction Loan
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 W 21ST ST MERCED CA 953403816, MERCED, CA 95340-3816

Mortgage

Document Number	0000006298
Date	Feb 24, 2020
Instrument	6298

Lender

Name	SHARON R HORN
Address	749 LEHIGH DR, MERCED, CA 95348-2140

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 23, 2021

Interest

Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 154 W 21st St was $1,689.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$154,191 (+2%) Land $48,294 Building $105,897
2025	$1,689.00	$151,169 Land $47,348 Building $103,821
2023	$1,576.00 (+1.42%)	$145,301 Land $45,510 Building $99,791
2022	$1,554.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 154 W 21st St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 154 W 21st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, GeoLinks, T-Mobile, Verizon.

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