Passaic County and Wayne Township property record for 154 Valley Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,043 sqft · built 1950 |
| Lot Size | 0.467 acres (20,334 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $476,000 (Apr 2020) |
| Tax Bill | $13,364 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 14-01002-0000-00005 |
| Primary APN | 14-01002-0000-00005 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,043 sqft Living Area |
|---|
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Lot Area | 20,334 sqft (0.467 acres) |
| Old Parcel Number | 1400189000000001J |
|---|---|
| Street Address | 154 VALLEY RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1002 |
| Legal Lot Number | 5 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 246104 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 154 VALLEY RD, WAYNE, NJ 07470-3949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Mar 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 14, 2020 | Deed with Mortgage, Transfer · FHA Mortgage GUARANTEED RATE |
| Aug 24, 2018 | Grant Deed, Transfer GUARDIAN TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2020 · Amount on Record |
| Deed Sale | Apr 14, 2020 · Amount on Record |
| Prior Sale | Aug 24, 2018 · Amount on Record |
| Deed Document Number | 202017422 |
| Deed Book / Page | 3784 / 183 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 154 VALLEY RD, WAYNE, NJ 07470-3949 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Title Company | UNKNOWN, COVIUS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 154 VALLEY RD, WAYNE, NJ 07470-3949 |
| Investor | Possibly a Property Investor |
| Document Number | 0000032817 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | M19583/109 |
| Instrument | 2025032817 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 154 VALLEY RD, WAYNE, NJ 07470-3949 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 154 VALLEY RD, WAYNE, NJ 07470-3949 |
| Document Number | 0000021368 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | M16972/290 |
| Instrument | 2021021368 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Apr 14, 2020 |
| Property Address | 154 VALLEY RD, WAYNE, NJ 07470-3949 |
| Document Number | 0000017422 |
| Book / Page | 016106 / 000243 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 17422 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ABCO/NORTHAMPTON LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $476.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 154 VALLEY RD WAYNE NJ 074703949, WAYNE, NJ 07470-3949 |
| Document Number | 17423 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 016106/000243 |
| Instrument | 17423 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Aug 24, 2018 |
| Property Address | 154 VALLEY RD, WAYNE, NJ 07470-3949 |
| Document Number | 0000038651 |
| Book / Page | 003386 / 000215 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 38651 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Title Company | GUARDIAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $254.62 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 57 TIONA AVE BELLEVILLE NJ 071092233, BELLEVILLE, NJ 07109-2233 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,800 (-) Land $81,300 Building $141,500 | $222,800 (-) Land $81,300 Building $141,500 | |
| 2025 | $13,364.00 (+0.88%) | $222,800 (-) Land $81,300 Building $141,500 | $222,800 (-) Land $81,300 Building $141,500 |
| 2024 | $13,247.00 (+5.16%) | ||
| 2023 | $222,800 Land $81,300 Building $141,500 | $222,800 Land $81,300 Building $141,500 | |
| 2022 | $12,597.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2021–2023) |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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