Essex County and Montclair Township property record for 154 Union St, Montclair, NJ 07042 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1926 |
| Square Footage | 5,165 sqft Living Area |
| Lot Size | 40,628 sqft (0.933 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,875,000 (2018) |
| Tax Bill | $48,204.00 (2025) |
Source: Essex County and Montclair Township records · APN 13-01203-0000-00004
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 154 UNION ST, MONTCLAIR, NJ 07042-2124 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 12, 2019 | Deed of Trust, Mortgage UBS BK USA |
| Aug 14, 2018 | Grant Deed, Transfer UBS BK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on Record |
| Deed Sale | Aug 14, 2018 · Amount on Record |
| Prior Sale | Jul 27, 2016 · Amount on Record |
| Deed Doc Number | 201870789 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 154 UNION ST, MONTCLAIR, NJ 07042-2124 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000072608 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025072608 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 08, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 154 UNION ST, MONTCLAIR, NJ 07042-2124 |
| Document Number | 0000112695 |
| Instrument Date | Nov 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 154 UNION ST MONTCLAIR NJ 070422124, MONTCLAIR, NJ 07042-2124 |
| Document Number | 0000112695 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 112695 |
| Name | UBS BK USA |
|---|---|
| Type | Bank |
| Address | 299 S MAIN ST # 2275, SALT LAKE CITY, UT 84111-2370 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 14, 2018 |
| Property Address | 154 UNION ST, MONTCLAIR, NJ 07042-2124 |
| Document Number | 0000070789 |
| Instrument Date | Aug 03, 2018 |
| Instrument | 70789 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 154 UNION ST MONTCLAIR NJ 070422124, MONTCLAIR, NJ 07042-2124 |
| Document Number | 70796 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 70796 |
| Name | UBS BK USA |
|---|---|
| Type | Bank |
| Address | 299 S MAIN ST # 2275, SALT LAKE CITY, UT 84111-2370 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,371,000 (-) Land $371,700 Building $999,300 | $1,371,000 (-) Land $371,700 Building $999,300 | |
| 2025 | $48,204.00 (+3.32%) | $1,371,000 (-) Land $371,700 Building $999,300 | $1,371,000 (-) Land $371,700 Building $999,300 |
| 2024 | $46,655.00 (+3.5%) | ||
| 2023 | $1,371,000 Land $371,700 Building $999,300 | $1,371,000 Land $371,700 Building $999,300 | |
| 2022 | $45,078.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 12% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 13-01203-0000-00004 |
|---|---|
| Alternative APN |
|
| Building Area | 5,165 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Lot Area | 40,628 sqft (0.933 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130120300004 |
|---|---|
| Street Address | 154 UNION ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-2124 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 40628SF |
| Legal Block | 1203 |
| Legal Lot Number | 4 |
| Jurisdiction | ESSEX NJ |
| Minor Civil Division | MONTCLAIR |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 16900 |
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