154 Troy Rd, Delaware, OH 43015 Property Records

Delaware County property record for 154 Troy Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,642 sqft · built 1972
Lot Size	0.257 acres (11,195 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,900 (Aug 2018)
Tax Bill	$4,163 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`519-314-11-005-000`

Property Details

APN / Parcel Number

Primary APN	`519-314-11-005-000`
Alternative APN	`144991.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,642 sqft Living Area
Gross Area	2,910 sqft
1st Floor Area	1,221 sqft
Upper Floors Area	1,221 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	11,195 sqft (0.257 acres)
Lot Dimensions	160 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	24 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	154 TROY RD
City	DELAWARE
State	OH
Zip	43015-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4277
Legal Subdivision	GEORGETOWN VILLAGE SUB
Legal Lot Number	4277
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2009
Census Tract	10422

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	154 TROY RD, DELAWARE, OH 43015-1539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · FHA Mortgage TRUIST BANK
Nov 22, 2023	Deed of Trust, Mortgage · FHA Mortgage TRUIST BANK
Jul 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK
Aug 20, 2018	Warranty Deed, Transfer · FHA Mortgage EQUITABLE MORTGAGE
Apr 30, 2018	Warranty Deed, Transfer · Conventional Mortgage FIDELITY FED'L S&L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2018 · Amount on Record
Deed Sale	Aug 20, 2018 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	201822371
Deed Book / Page	1590 / 217
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	154 TROY RD, DELAWARE, OH 43015-1539
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 TROY RD, DELAWARE, OH 43015-1539

Mortgage

Document Number	0000011972
Date	Jun 12, 2023
Book Page	2036/1928
Instrument	202300011972

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Sep 1, 2048

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	154 TROY RD, DELAWARE, OH 43015-1539
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 TROY RD, DELAWARE, OH 43015-1539

Mortgage

Document Number	0000025081
Date	Nov 22, 2023
Book Page	2064/606
Instrument	202300025081

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	154 TROY RD, DELAWARE, OH 43015-1539
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 TROY RD, DELAWARE, OH 43015-1539

Mortgage

Document Number	0000013686
Date	Jul 8, 2024
Book Page	2099/1139
Instrument	202400013686

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	478 Months
Due	May 1, 2064

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 20, 2018
Property Address	154 TROY RD, DELAWARE, OH 43015-1539
Document Number	0000022371
Book / Page	1590 / 217
Map Reference	VL8 PG132
Instrument Date	Aug 17, 2018
Instrument	2018-00022371
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022372
Date	Aug 20, 2018
Book Page	1590/218
Instrument	2018-00022372

Lender

Name	EQUITABLE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Apr 30, 2018
Property Address	154 TROY RD, DELAWARE, OH 43015-1539
Document Number	0000010837
Book / Page	001567 / 002503
Instrument Date	Apr 30, 2018
Instrument	10837
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	ALPINE TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$398.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 TROY RD DELAWARE OH 430151539, DELAWARE, OH 43015-1539

Mortgage

Document Number	10838
Date	Apr 30, 2018
Book Page	001567/002504
Instrument	10838

Lender

Name	FIDELITY FED'L S&L
Type	Federal Savings Bank
Address	DELAWARE, OH 43015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 29, 2028

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,163.00 (+5.37%)	$83,690 (-) Land $14,840 Building $68,850	$239,100 (-) Land $42,400 Building $196,700
2024	$3,951.00 (-0.18%) Homeowner's exemption	$83,690 (-) Land $14,840 Building $68,850
2023	$3,958.00 Homeowner's exemption	$83,690 Land $14,840 Building $68,850	$239,100 Land $42,400 Building $196,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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