Cecil County property record for 154 Thomas Jefferson Ter, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,911 sqft · built 2013 |
| Lot Size | 0.318 acres (13,840 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $60 (2023) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-119262 |
| Primary APN | 03-119262 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,911 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,840 sqft (0.318 acres) |
| Garage Type | Built-in |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 225 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 119262 |
|---|---|
| Street Address | 154 THOMAS JEFFERSON TER |
| City | ELKTON |
| State | MD |
| Zip | 21921-5146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 314 - .3178 ACRE 154 THOMAS JEFFERSON TER CLUB AT PATRIOTS GLEN |
| Legal Subdivision | THE CLUB AT PATRIOTS GLEN |
| Legal Lot Number | 314 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30507 |
154 Thomas Jefferson Ter is owned and occupied by two individuals who acquired it in June 2017.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 154 THOMAS JEFFERSON TER, ELKTON, MD 21921-5146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2017 |
| Deed Sale | Jun 1, 2017 |
| Prior Sale | Dec 23, 2013 · Amount on File |
| Deed Book / Page | 4075 / 73 |
| Prior Transfer Date | Oct 26, 2016 |
| Prior Transfer Doc | 0040750073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 154 THOMAS JEFFERSON TER, ELKTON, MD 21921-5146 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | BETTERS LAW TTL & STLMT LLC |
| Name | Verified Name |
|---|
| Document Number | 0047520298 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 4752/298 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Elkton Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,833 (+3.35%) | $391,100 (-) Land $94,900 Building $296,200 | |
| 2025 | $366,567 | $391,100 Land $94,900 Building $296,200 | |
| 2023 | $60.00 Disabled Person's exemption Veteran's exemption | $340,467 | $354,300 Land $94,900 Building $259,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 154 Thomas Jefferson Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 154 Thomas Jefferson Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| IQ Fiber Fiber | 1,000 / 1,000 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures