154 Talco Trl, Seneca, SC 29672 Property Records

Oconee County property record for 154 Talco Trl, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 576 sqft · built 2008
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Nov 2006)
Tax Bill	$3,393 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`150-00-01-449`

Property Details

APN / Parcel Number

Primary APN	`150-00-01-449`
Alternative APN	`14841`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	576 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Bungalow
Exterior Material	Other
Roof Material	Metal
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	298 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14841
Old Parcel Number	150 00 01 449
Street Address	154 TALCO TRL
City	SENECA
State	SC
Zip	29672-0659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 (.68 AC)
Legal Subdivision	KIM VARNER
Legal Block	1
Legal Lot Number	1
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2034
Census Tract	30302

Owner

154 Talco Trl is owned by two individuals who bought it in November 2006.

Source: Oconee County records, as of November 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1052 W NANCY CREEK DR NE # FR, FR, BROOKHAVEN, GA 30319-1634
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional with PMI CENTERSTATE BK NA
Apr 30, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2006 · Amount on File
Deed Sale	Nov 3, 2006 · Amount on File
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	154 TALCO TRL, SENECA, SC 29672-0659
Document Number	0039680216
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	154 TALCO TRL SENECA SC 296720659, SENECA, SC 29672-0659

Mortgage

Document Number	0039680216
Date	Jun 1, 2020
Book Page	003968/000216

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 31, 2035

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 30, 2018
Property Address	154 TALCO TRL, SENECA, SC 29672-0659
Document Number	0023570114
Book / Page	002357 / 000114
Instrument Date	Apr 26, 2018
Transaction Type	Transfer
Record Updated	May 9, 2018

Transaction

Amount	Amount on Record
Tax	$171.56
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 WESTMINSTER HWY WESTMINSTER SC 29693, WESTMINSTER, SC 29693

Tax Assessment & Valuation

The 2025 property tax bill for 154 Talco Trl was $3,393.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,393.00	$10,527 Land $5,600 Building $4,927	$263,183 Land $140,000 Building $123,183
2023		$10,527 Land $5,600 Building $4,927	$263,183 Land $140,000 Building $123,183

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 154 Talco Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Talco Trl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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