154 Stout Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 154 Stout Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 1959
Lot Size	0.246 acres (10,724 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Apr 2020)
Tax Bill	$9,585 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00087-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`10-00087-0000-00010`
Alternative APN	`100008700010`

Interior

Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	10,724 sqft (0.246 acres)
Lot Dimensions	214 ft deep x 50 ft wide

Location & Zoning

Street Address	154 STOUT AVE
City	MIDDLESEX
State	NJ
Zip	08846-1158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	50X214.5
Legal Block	87
Legal Lot Number	10
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2024
Census Tract	101

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	154 STOUT AVE, MIDDLESEX, NJ 08846-1158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit FULTON BANK
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit FINANCIAL RESOURCES FCU
Apr 21, 2020	Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2020 · Amount on Record
Deed Sale	Apr 21, 2020 · Amount on Record
Deed Document Number	202035540
Deed Book / Page	17851 / 1288
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 6, 2026
Property Address	154 STOUT AVE, MIDDLESEX, NJ 08846-1158
Document Number	0000041873
Book / Page	20063 / 600
Instrument Date	May 5, 2026
Instrument	202641873
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 STOUT AVE, MIDDLESEX, NJ 08846-1158

Mortgage

Document Number	0000041873,
Date	Jul 6, 2026
Book Page	20063/600
Instrument	202641873

Lender

Name	FULTON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	154 STOUT AVE, MIDDLESEX, NJ 08846-1158
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089038
Date	Oct 17, 2022
Book Page	19065/739
Instrument	2022089038

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union
Address	BRIDGEWATER, NJ 08807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Aug 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 21, 2020
Property Address	154 STOUT AVE, MIDDLESEX, NJ 08846-1158
Document Number	2020035540
Book / Page	17851 / 1288
Instrument Date	Apr 7, 2020
Instrument	2020035540
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	AFRM TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 STOUT AVE, MIDDLESEX, NJ 08846-1158

Mortgage

Document Number	2020035541
Date	Apr 21, 2020
Instrument	2020035541

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,300 (+1%) Land $156,500 Building $340,800	$497,300 (+1%) Land $156,500 Building $340,800
2025	$9,585.00 (-8.62%)	$452,100 (-0.26%) Land $156,500 Building $295,600	$452,100 (-0.26%) Land $156,500 Building $295,600
2024	$10,489.00 (+5.84%)
2023		$453,300 Land $156,500 Building $296,800	$453,300 Land $156,500 Building $296,800
2022	$9,910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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