Clearfield County property record for 154 Spruce St, Smithmill, PA 16680 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | built 1920 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Oct 2024) |
| Tax Bill | $1,086 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | K16-508-00013 |
| Primary APN | K16-508-00013 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 39,204 sqft (0.9 acres) |
| Account Number | 118038545 |
|---|---|
| Street Address | 154 SPRUCE ST |
| City | SMITHMILL |
| State | PA |
| Zip | 16680-1034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & 3 L 151-152-153 |
| Jurisdiction | CLEARFIELD PA |
| Township / Civil Division | GULICH |
| Census Block Group | 4 |
| Census Block | 4073 |
| Census Tract | 331700 |
Source: Clearfield County records · APN K16-508-00013
Assessment roll updated May 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 154 SPRUCE ST, SMITHMILL, PA 16680-1034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK |
| Sep 11, 2020 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 25, 2024 · Amount on Record |
| Deed Sale | Oct 25, 2024 · Amount on Record |
| Prior Sale | Sep 09, 1998 |
| Deed Document Number | 202413100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEARFIELD PA |
| Recording Date | Jul 15, 2026 |
| Property Address | 154 SPRUCE ST, SMITHMILL, PA 16680-1034 |
| Document Number | 0000008115 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 20268115 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 154 SPRUCE ST, SMITHMILL, PA 16680-1034 |
| Document Number | 0000008115, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 20268115 |
| Name | BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEARFIELD PA |
| Property Address | 154 SPRUCE ST, SMITHMILL, PA 16680-1034 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202010556 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 202010556 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clearfield County records · Assessment roll updated May 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clearfield County |
| County Subdivision | Gulich Township |
| Unified School District | Moshannon Valley School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,086.00 | $16,300 (+1%) Land $3,950 Building $12,350 | |
| 2025 | $1,086.00 (+434.98%) | ||
| 2024 | $203.00 | $8,150 (-) Land $1,975 Building $6,175 | |
| 2023 | $203.00 | $8,150 Land $1,975 Building $6,175 | |
| 1987 | $65,200 Land $15,800 Building $49,400 |
Source: FEMA National Flood Hazard Layer, Clearfield County (42033C), updated June 29, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420333317004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996–2026) |
| Most Recent Claim | Jul 2026, rainfall accumulation |
| Wildfire Risk | Low above 34% of the US · above 83% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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