Isle Of Wight County property record for 154 Spring Meadow Ln, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,396 sqft · built 2020 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | Individual Name on File |
| Last Sale | $356,220 (Sep 2020) |
| Tax Bill | $3,517 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-01-075A140 |
| Primary APN | 32-01-075A140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,396 sqft Living Area |
| 1st Floor Area | 2,396 sqft |
| Family Room | Family Room |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Material | Asphalt |
| Lot Area | 7,928 sqft (0.182 acres) |
| Garage Type | Attached |
| Garage Area | 880 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Sewer | Connected |
| Street Address | 154 SPRING MEADOW LN |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-6299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 140 BENNS GRANT SUBDIV PH 5 PLAT I#190608 |
| Legal Subdivision | PHASE 5 BENNS GRANT |
| Legal Lot Number | 140 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | WINDSOR |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 280105 |
154 Spring Meadow Ln is owned and occupied by an individual who bought it in September 2020.
Source: Isle Of Wight County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 154 SPRING MEADOW LN, SMITHFIELD, VA 23430-6299 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 16, 2025 | Deed of Trust, Mortgage · Partial Claim Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jan 7, 2025 | Deed of Trust, Mortgage · Partial Claim Mortgage LAKEVIEW LOAN SERVICING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2020 · Amount on File |
| Deed Sale | Sep 22, 2020 · Amount on File |
| Prior Sale | Jun 17, 2020 · Amount on File |
| Deed Document Number | 20205481 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Property Address | 154 SPRING MEADOW LN, SMITHFIELD, VA 23430-6299 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 154 SPRING MEADOW LN, SMITHFIELD, VA 23430-6299 |
| Document Number | 0260001244 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 260001244 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 1, 2066 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Property Address | 154 SPRING MEADOW LN, SMITHFIELD, VA 23430-6299 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 154 SPRING MEADOW LN, SMITHFIELD, VA 23430-6299 |
| Document Number | 0250002996 |
|---|---|
| Date | Jul 16, 2025 |
| Instrument | 250002996 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 303 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Property Address | 154 SPRING MEADOW LN, SMITHFIELD, VA 23430-6299 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 154 SPRING MEADOW LN, SMITHFIELD, VA 23430-6299 |
| Document Number | 0250000076 |
|---|---|
| Date | Jan 7, 2025 |
| Instrument | 250000076 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 309 Months |
| Due | Oct 1, 2050 |
The 2026 property tax bill for 154 Spring Meadow Ln was $3,517, up 4.5% from the year before.
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,517.00 (+4.52%) | $434,200 (-) Land $85,000 Building $349,200 | $434,200 (-) Land $85,000 Building $349,200 |
| 2025 | $3,365.00 | $434,200 Land $85,000 Building $349,200 | $434,200 Land $85,000 Building $349,200 |
| 2023 | $434,200 Land $85,000 Building $349,200 | $434,200 Land $85,000 Building $349,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 154 Spring Meadow Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2006–2012) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 154 Spring Meadow Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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