154 Spivey Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 154 Spivey Rd, Columbus, MS 39705

Property Summary

Property TypeSingle Family Home
Details1 ba · 3,010 sqft · built 1970
Lot Size1.5 acres (65,340 sqft)
OwnerIndividual Name on Record
Tax Bill$1,677 (2025)
Deeds & MortgagesOct 2023 Mortgage
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN47W220020500

Property Details

APN / Parcel Number

Primary APN47W220020500
Alternative APNs
  • 007309
  • 7309

Interior

Full Baths1 Bath
Building Area3,010 sqft Adjusted Area
1st Floor Area2,550 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number007309
Street Address154 SPIVEY RD
CityCOLUMBUS
StateMS
Zip39705-2975
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SW4 NW4 154 SPIVEY RD
Legal Range18W
Legal Township17S
Legal Section28
JurisdictionLOWNDES MS
Township / Civil Division2
Census Block Group3
Census Block3005
Census Tract301

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address154 SPIVEY RD, COLUMBUS, MS 39705-2975
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Deed of Trust, Mortgage
THE CENTRAL TRUST BANK
Apr 25, 2022Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2023
Deed SaleOct 23, 2023
Deed Document Number0020238518
Deed Book / Page2023 / 8518
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address154 SPIVEY RD, COLUMBUS, MS 39705
Transaction TypeMortgage
Record UpdatedNov 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202321929
DateOct 23, 2023
Book Page2023/21929
Lender
NameTHE CENTRAL TRUST BANK
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueNov 1, 2053
Interest
Rate TypeAdjustable Rate

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address154 SPIVEY RD, COLUMBUS, MS 39705
Transaction TypeMortgage
Record UpdatedDec 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202210229
DateApr 25, 2022
Book Page2022/10229
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,677.00 (+2.38%)$14,909 (+12.42%)$149,090 (+12.42%) Land $26,950 Building $122,140
2024$1,638.00 (+38.93%)
2023$1,179.00 Homeowner's exemption$13,262$132,620 Land $26,950 Building $105,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LOWNDES W/A #2-HUCKLEBERRY
public/private · serves 7,035 people · EPA ID MS0440080
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
4-County Fiber
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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